I believe that if you love yourself (and even if sometimes you don’t!), you can manage the money you earn, take care of your most basic needs and save a bit for a rainy day! The most important thing you have to realize though, it’s crucial that you pay yourself first! I know there are numerous books out there to teach you how; I even read a review of a book that’s about paying yourself first in gold… gold bullion! Hmmmmmmm, the only bouillon I know is beef bouillon; it’s pretty cheap yet flavorful. With a 1oz. gold bullion coin costing around $900, I’m not sure I can afford that type of paying myself first!
So, what I propose is this… Take $5, $10 or $20 a week and systematically deposit it into a savings account; name it whatever you wish: ex: Paradise Here I Come, ACC Playoff Trip, The Perfect Wedding or My First Savings Account. Another great thing you could do is sign up for Truliant’s Rainy Day account where we take the “change” in your checking account balance each night, sweep it into a savings account that earns interest (yes, really!). You would be amazed how quickly the change adds up!
Also, be creative… Take your lunch to work instead of eating out, then put the money you would have spent eating out into your savings account. And have you ever heard of the words delayed gratification? Yes, you really don’t need to buy that iced coffee or video game right this minute… so try working on it, it’s a great life skill to have when planning your financial future! Once all of this becomes a behavior and you see the results, you can increase the amount (not too much though or you may slide backwards).
Setting a goal and reaching it truly makes you feel warm and fuzzy! Try it and remember all you need is love… so pay yourself first!
PS: I know you’re humming the Beatles song all the way to Truliant, right? 
