One of the best options is to get all of balances under one single loan or line of credit while reducing your finance costs. At Truliant, we have several options for you to consider.
- A Personal Convenience Loan from Truliant is an unsecured loan that has a low, fixed rate of 8.99% APR*. Best of all, the first payment isn’t due for 90 days, and there’s no prepayment penalty. It is useful for amounts under $5,000.
- Truliant offers a variety of Visa Credit Cards with competitive rates and no balance transfer fees. Unlike other financial institutions, we won’t increase your rate if your payment happens to be a little late. A credit card option is best for amounts up to $15,000.
- Some homeowners find it helpful to combine all outstanding debt by utilizing the equity in their home. Truliant has two distinct products that will allow you to unlock the value in your home, a home equity loan or a line of credit. Both options allow you to borrow up to 100% of your home’s value. Unlike other forms of credit, your interest may be fully tax deductible, saving you hundreds or maybe thousands in taxes! Just consult your tax advisor.
*APR is current as of 12/18/06 and is subject to change. Loan subject to credit approval and is not available for refinancing current Truliant loans or lines of credit. Term of repayment for $1,000 - $2,500 is 15 months and $2,501 - $5,000 is 27 months.
