Financial Services » Loans » Lines Of Credit & Overdraft

Lines Of Credit & Overdraft

Options Include:

Preferred Line Of Credit

Our signature line of credit provides you flexible purchasing power. Once your line of credit is established, you can access it whenever you like for whatever you need.

  • Lines of credit from $500 to $35,000*
  • No annual fee
  • Low variable interest rates
  • Low monthly payment (2% of balance with $50 minimum)
  • No transaction or cash advance fees
  • Provides overdraft protection for your checking account

ChecProtect

In addition to a line of credit, ChecProtect* provides a second line of defense for overdraft protection.

  • Opt-in courtesy program
  • Covers up to $300 on personal accounts or $1,000 on business accounts
  • Covers paper checks, electronic drafts and debit card (credit) transactions
  • $29 fee for each transaction
  • 15 days to repay the overdrawn balance

Savings Secured Line Of Credit

Enjoy the lowest loan rate available by using your savings to secure a loan.

  • Credit limits up to $250,000 available
  • Minimum monthly payment of 1.25% of outstanding balance
  • Fixed payment option available
  • May be used for overdraft protection

Already a Credit Union member? For your convenience you may apply online for any of our lines of credit.

Want to join the Credit Union and apply for line of credit? Click here for more information

*subject to approval

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Rates all »
Preferred Line of Credit / Overdraft Protection
APR 6.50%

$15,000 or higher limit (variable) (prime + 1%)

Preferred Line of Credit / Overdraft Protection
APR 6.50%-11.25%

under $15,000 limit (variable)
(based on prime)

Savings-Secured Line of Credit
APR 3.85%

variable rate (highest tiered rate on the regular share account)

Helpful Links
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