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The Truliant Difference

With so many offers for below-market auto financing like 0% APR, it's hard to know whether these offers are fair or if you're being taken for a ride. As your Credit Union, we'd like to make sure you're getting the best value for your money. And, we encourage you to read and understand everything before signing on the dotted line.

While low interest rates can look great, there are other factors to consider. Hidden costs, inflated add-ons and restrictions in the fine print may have a big impact on the final price of the vehicle and the differences can cost you dearly.

Avoid These 0% Financing Pitfalls:

  • Strict manufacturer lending guidelines - less than 20% of consumers qualify
  • Restricted terms of 12 to 36 months - making your monthly payments as high as $800
  • May only be available on slower-selling models - often with lower resale values
  • Lesser price on your trade-in
  • Paying too much for dealer-installed options, overpriced extended warranties, etc.
  • Larger prepayment penalties
  • Larger down payments - as much as 20%
  • Lose the manufacturer's rebate

The Truliant Difference
Many times, taking the manufacturer's rebate and financing with Truliant will save you money on your overall deal and you'll enjoy lower monthly payments. See the deal comparison below for details or evaluate your own comparison with our rebate vs special dealer financing calculator.

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