Our Loan Process

Truliant's loan process is quick and easy and in most cases we'll have a decision for you within 20 minutes. Be prepared to provide personal and income information, as well as your loan needs when applying. You have three options to close your loan:

• ExpressCheck — for qualified borrowers
• Call Center — must be near a fax machine, have a copy of your bill of sale and proof of insurance
• Local branch — bring a copy of your bill of sale and proof of insurance

Ways To Apply

• Online Application — takes about 10 minutes to complete
• Fast approval through our ExpressLoan service
• Call and speak with a Member Service Representative
• Email us to request an application be mailed to you
• Pick up an application at your local branch

Things To Consider When Buying An Auto

Before you consider buying a new car or truck you must be financially ready. Here are some things you should consider:

• How often do you trade-in or buy a new vehicle?
• Do you have a trade-in?
• Is your credit record healthy?
• Can you afford the monthly payment?
• If you're trying to find the lowest monthly payment, have you considered our Payment Shaver loan option?

Calculators To Help You Decide

While you are considering whether to buy a new or used vehicle and whether a traditional loan or payment shaver loan is best for you, we suggest you look at our online calculators. They can help you make the right decision for you and your financing needs.