Things To Consider When Buying An Auto
Before you consider buying a new car or truck you must be financially ready. Here are some things you should consider:

• Are you going to keep your old vehicle, sell it or make a trade-in?
• Is your credit record healthy?
• Can you afford the monthly payment?
• If you're trying to find the lowest monthly payment, have you considered our Payment Shaver loan option?
• How often do you trade-in or buy a new vehicle?

Calculators To Help You Decide
While you are considering whether to buy a new or used vehicle and whether a traditional loan or payment shaver loan is best for you, we suggest you look at our online calculators. They can help you make the right decision for you and your financing needs.

Our Loan Process

• Complete an auto loan application. Be prepared to provide us personal, income information and your individual loan needs
• In most cases you will have a loan decision within 20 minutes
• Once approved, you may close your loan in one of three ways:
  1. ExpressCheck — for qualified borrowers
  2. Call Center — must be near a fax machine, have a copy of your bill of sale and proof of insurance
  3. Local branch — bring a copy of your bill of sale and proof of insurance

Ways To Apply

• Online Application — takes about 10 minutes to complete
• Fast approval through our ExpressLoan service
• Call and speak with a Member Service Representative
• Email us to request an application be mailed to you
• Pick up an application at your local branch