Loans
Print PagePrint Page
Home Loan

Home Loan

New Rate Reduction on Our Fixed-Rate Home Loan.

Become Debt Free by Retirement

Receive a .50% discount on our new home loan. If your loan-to-value for your home is 70% or below, this could be the loan for you. What does that mean? See the chart below.

A home loan can help make life easy — you can consolidate other higher-rate bills, remodel, take a vacation or send a child off to college. With rates at their lowest in years, now may be the perfect time to refinance your 1st mortgage, or combine your 1st mortgage, and home equity loan. Use this loan as your 1st mortgage loan, get a low fixed rate for 10 years, and become debt free by the time you retire.

Our Home Loan Options Offer:

  • No closing costs*
  • 5.20% APR with the special discount
  • Loan amounts from $25,000 to $350,000
  • Maximum 10-year term
  • Possible tax savings*
  • No application fees
  • Easy application process

Example: Calculate The Equity In Your Home
  70% Option
Estimated Value of Property $150,000
  (70%)
   
Equity Available $105,000

You can borrow up to $105,000 to pay off the liens on your home plus have equity left for your other needs. Check out this example:

1st Mortgage Balance $30,000
Equity Loan Balance $20,000
Equity for You $55,000
Total Amount Borrowed $105,000

* Loans subject to credit approval. Rates are based on your credit history and profile. Consult your tax advisor on the deductibility of interest on home equity loans. No closing cost option is not available to refinance or modify existing Truliant loan. FEES IMPOSED BY THIRD PARTIES: If your home is located in South Carolina or Georgia, a South Carolina or Georgia attorney will charge approximately $400-$500 to close your home loan. If your home is located in another state we serve, no third party fees will be charged to you. Available in FL, GA, NC, OH, SC, TN & VA only.

1137720178.gif

Follow Us:

Follow us on our blog Follow us on Twitter Follow us on Facebook
Equal Housing Lender
Non Deposit Investment Policy
Copyright © 2012 Truliant Federal Credit Union. All rights reserved. Truliant is a registered trademark of Truliant Federal Credit Union. Truliant is federally insured by the National Credit Union Administration.
NCUA - How your funds are insured.