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Membership » TruDifferences

TruDifferences

As your trusted financial partner, there are many TruDifferences that make us unique from other financial institutions and make being a member of the credit union a great benefit.

TruDifferences you benefit from:

  • Credit unions are not for profit, not for charity but for service - we make decisions based on what is best for our members
  • Each member is an equal owner in the Credit Union
  • We exist solely to serve our member-owners
  • Unpaid volunteers from the membership serve on the Board of Directors and guide the Credit Union
  • As owners, members elect fellow members to serve on the Board of Directors
  • Income is returned to the members in the form of higher savings rates, free or low-cost services and lower loan rates
  • Deposits are federally insured up to $250,000 by the National Credit Union Administration, a government agency. The NCUA's insurance fund is one of the healthiest of all federal deposit insurance funds
  • Saving hundreds, even thousands, of dollars with the Credit Union Auto Buying Service
  • Free checking that pays dividends, no matter how large or small the balance
  • Profits are returned to members in the form of higher rates on deposits
  • Easy access to your line of credit without paying a fee, plus there's no annual fee
  • Our Overdraft Protection helps cover checks written in excess of  your checking account balance
  • Our commitment to helping each and every member meet their financial needs and goals
  • Low rate, no-fee Convenience Loan for when you need it most
  • We don't raise the interest rate on your Credit Card the first time you miss a payment
  • Our home loan representatives make sure you get the best value for your money
  • Giving back to the communities we serve in a variety of ways, such as scholarships for our members
  • Not only do we help you save money, we help you earn it too - with tailored savings & investment plans

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NCUA - How your funds are insured.