Certificate laddering gives you the opportunity to invest your money in a way that will give you a high level of flexibility, peace of mind and reduce interest rate risk, while earning an attractive return. This laddering strategy involves opening multiple certificates at one time, but with different maturity dates, giving you access to some of your money within a relatively short time frame.

At maturity, you reinvest into new certificates. Here’s how it works: Assume you have $10,000 in your savings or account or at another financial institution.   

This cycle gives you frequent access to your funds without having to settle for less attractive yields or risk an interest penalty for early withdrawal.

Click here for rates.

Build your ladder today!