IRAs

Individual Retirement AccountsIndividual Retirement Accounts (IRA's) help you save consistently over time to build up your savings for future use - not only for retirement planning but for other uses like education and home ownership. An IRA program can provide you tax savings in the form of tax-deferred earnings or tax-free earnings. And, your IRA is insured up to $250,000 separately from your other savings with the credit union.

IRA Savings

• Minimum deposit of $5
• Competitive dividend rate

Performance Plus IRA Money Market

• Minimum balance of $2,500*
• Earn higher dividends on balances of $10,000 and $25,000
  *$20 monthly fee if balance falls below $2,500

IRA Certificates

• Minimum deposit of $250
• Terms from 6 months to 3 years
• Typically earn higher rates - usually ranging from 1/4% to 1/2% higher depending on maturity - than most banks pay
• Automatically deposit funds to your certificate through our free automatic savings option
• Our special 24 month Flex Certificate provides an attractive rate along with the flexibility of a one-time "bump-up" option should rates rise.

How To Open An IRAContact us to learn more about IRAs, how to choose an IRA that's best for you and for details on how to open an IRA account.