Rates at Truliant Federal Credit Union

Auto Loans  calculators  apply now

Loan rates are based on credit history, term, and loan-to-value. Annual Percentage Rate (APR) may change without notice.

Share these rates:            
Account TypeModel YearTermFixed APRMax. APR
New Auto

2009-Newer

up to 36 Mos.

As low as 3.65%*10.25%

2009-Newer

37-48 Mos.

As low as 3.65%*10.25%

2009-Newer

49-60 Mos.

As low as 3.65%*10.25%

2009-Newer

61-66 Mos.

As low as 4.00%*10.75%

2009-Newer

67-72 Mos.

As low as 4.50%*6.00%

2009-Newer

73-84 Mos.

As low as 5.25%*5.25%
Used Auto

2003-2008

up to 36 Mos.

As low as 4.70%*11.50%

2003-2008

37-48 Mos.

As low as 4.70%*11.50%

2003-2008

49-60 Mos.

As low as 4.70%*11.50%

2003-2008

61-66 Mos.

As low as 5.25%*12.00%

2003-2008

67-72 Mos.

As low as 5.70%*6.70%

2000-2002

up to 36 Mos.

As low as 7.00%*12.75%

2000-2002

37-48 Mos.

As low as 7.00%*12.75%

2000-2002

49-60 Mos.

As low as 7.00%*12.75%

* Includes 1/4% rate discount for automatic loan payment option. Additional discounts may apply, including up to an additional 1/4% discount when purchasing your vehicle through our Credit Union Auto Buying Service (CUABS).


Return to top
Zero Rate Auto Loan

Loan rates are based on credit history, term, and loan-to-value.

Share these rates:            
Account TypeModel YearTermFixed APRMax. APR
New Auto

2009-Newer

up to 60 Mos.

As low as 2.81%**6.74%
Used Auto

2003-2008

up to 60 Mos.

As low as 2.81%**6.74%

** For Zero Rate Auto Loan: cost of financing includes mandatory GAP insurance ($349) and varies based on loan amount (GAP insurance optional on other types of financing); maximum loan amount of $30,000; maximum term 60 months; prepayment of finance charge also available


Return to top
RV & Boat Loans  calculators  apply now

Loan rates are based on credit history, profile, and loan terms.  Annual Percentage Rate (APR) may change without notice. Boat loans include motor, trailer & accessories. RV loans include motorcycles.

Share these rates:            
Account TypeTermFixed APRMax. APR
New/Used RV

up to 60 Mos.

As low as 6.00%*8.45%*

61-72 Mos.

As low as 7.00%*9.60%*

73-84 Mos.

As low as 7.25%*8.25%*

greater than 84 Mos.

As low as 8.00%*9.65%*
New/Used Boat

up to 60 Mos.

As low as 6.00%*8.45%*

61-72 Mos.

As low as 7.00%*9.60%*

73-84 Mos.

As low as 7.25%*8.25%*

greater than 84 Mos.

As low as 8.00%*9.65%*

* Includes 1/4% rate discount for automatic loan payment option.


Return to top
Credit Cards & Lines of Credit  calculators  apply now
Share these rates:            
Account TypeFixed APRComments
VISA Platinum9.90%$5,000 min. credit limit - fixed rate
VISA Credit Card8.15%*

variable rate (prime+4.9%)

14.90%fixed rate
Business VISA Credit Card6.15%*

variable rate (prime +2.9%)

Preferred Line of Credit / Overdraft Protection6.50%

$15,000 or higher limit (variable) (prime + 1%)

6.50%-11.25%

under $15,000 limit (variable)
(based on prime)

Savings-Secured Line of Credit3.85%

variable rate (highest tiered rate on the regular share account)

Personal Convenience Loan10.25%

fixed rate

* VISA variable rate adjusted quarterly based on the Wall Street Journal prime posted on the proceeding 25th of the month.


Return to top
Home Equity Lines of Credit & Loans  calculators  apply now
Share these rates:            
Account TypeAmountAPR
Up to 85% Variable$10,000-$350,000Starting from prime minus 0.25%*
Up to 85% Fixed**$10,000-$350,000Starting from 5.50%*

* Rates are based on your credit history and profile. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs and subject to maximum and minimum Annual Percentage Rates described in your loan documents. Consult your tax advisor on the deductibility of interest on home equity loans. Home equity products available in NC, SC, TN, VA, FL & OH only.
**Rate varies based on term.


Return to top
Mortgage Loans  calculators  apply now

Rates subject to change daily for purchases and refinances.  For the most current rates, products, and closing costs, click here or call 800-822-0382, ext. 6398.

 


Return to top
Money Market Accounts  calculators  apply now
Share these rates:            
Account TypeAnnual Percentage YieldDividendMin. Balance
Premier Money Market****0.45%0.45%$1,000.00
0.50% 0.50%$10,000.00
0.60%0.60%$25,000.00
0.65%0.65%$100,000.00
Performance Plus Money Market*0.10%0.10%$0.00
0.50%0.50%$2,500.00
0.60%0.60%$10,000.00
0.75%0.75%$25,000.00
0.85%0.85%$100,000.00
Performance Plus IRA Money Market*0.10%0.10%$0.00
0.50%0.50%$2,500.00
0.60%0.60%$10,000.00
0.75%0.75%$25,000.00
0.85%0.85%$100,000.00
Select Money Market***0.10%0.10%$0.00
0.75%0.75%$5,000.00
0.90%0.90%$25,000.00
1.00%1.00%$100,000.00
Select IRA Money Market***0.10%0.10%$0.00
0.75%0.75%$5,000.00
0.90%0.90%$25,000.00
1.00%1.00%$100,000.00
Investor's Money Market**0.10%0.10%$0.00
0.75%0.75%$10,000.00
0.90%0.90%$25,000.00
1.00%1.00%$50,000.00
1.20%1.19%$100,000.00

* Monthly fee of $20 if balance falls below minimum balance requirement of $2,500
** This account is exclusively available to members who open and maintain a relationship with MEMBERS Financial Service     

*** Monthly fee of $25 if balance falls below minimum balance requirment of $5,000. Source of $5,000 must come from non-Truliant account.
****Monthly fee of $10 if balance falls below minimum balance requirement of $1,000.
                                                  


Return to top
Regular & IRA Certificates  calculators  apply now
Share these rates:            
Account TypeAnnual Percentage YieldDividendMin. Balance
3 month term*0.45%0.45%$250.00
0.50%0.50%$10,000.00
0.55%0.55%$25,000.00
0.55%0.55%$50,000.00
0.60%0.60%$100,000.00
6 month term0.85%0.85%$250.00
0.90%0.90%$10,000.00
0.95%0.95%$25,000.00
1.00%1.00%$50,000.00
1.05%1.04%$100,000.00
12 month term1.05%1.04%$250.00
1.10%1.09%$10,000.00
1.15%1.14%$25,000.00
1.20%1.19%$50,000.00
1.25%1.24%$100,000.00
14 month term**0.80%0.80%$250.00
0.85%0.85%$10,000.00
0.90%0.90%$25,000.00
0.95%0.95%$50,000.00
1.00%1.00%$100,000.00
24 month term1.45%1.44%$250.00
1.50%1.49%$10,000.00
1.55%1.54%$25,000.00
1.55%1.54%$50,000.00
1.60%1.59%$100,000.00
24 month Flex1.30%1.29%$250.00
1.35%1.34%$10,000.00
1.40%1.39%$25,000.00
1.40%1.39%$50,000.00
1.45%1.44%$100,000.00
Dollar Dog1.45%1.44%$100.00
1.50%1.49%$10,000.00
1.55%1.54%$25,000.00
1.55%1.54%$50,000.00
1.60%1.59%$100,000.00
36 month term1.80%1.78%$250.00
1.85%1.83%$10,000.00
1.90%1.88%$25,000.00
1.90%1.88%$50,000.00
1.95%1.93%$100,000.00
17 month term***1.75%1.73%$1,000.00
48 month term***2.25%2.23%$1,000.00
60 month term***3.00%2.96%$1000.00

A penalty will or may be imposed for early withdrawal. Ask about our special certificate rates.
* Not available for IRA Certificates.
** Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).
*** Special 17, 48 and 60 month certificate offers cannot be combined with any other offers. $1000 in new money.


Return to top
Checking & Savings Accounts  calculators  apply now
Share these rates:            
Account TypeAnnual Percentage YieldDividendMin. Balance
Basic Checking0.10%0.10%$0.00
Health Savings Account0.10%0.10%$0.00
0.50%0.50%$1,000.00
0.60%0.60%$10,000.00
0.75%0.75%$25,000.00
0.85%0.85%$100,000.00
Advantage Checking0.15%0.15%$2,500.00
Senior Advantage Checking0.15%0.15%$0.00
Regular Savings0.25%0.25%$5.00
0.35%0.35%$1,000.00
0.40%0.40%$10,000.00
0.70%0.70%$25,000.00
0.85%0.85%$100,000.00
Save Your Way Account0.20%0.20%$0.25
Christmas Club0.20%0.20%$0.25
IRA Savings0.25%0.25%$0.00
0.35%0.35%$1,000.00
0.40%0.40%$10,000.00
0.70%0.70%$25,000.00
0.85%0.85%$100,000.00
Rainy Day Account0.65%0.65%$0.25

Return to top
Business Checking & Savings Accounts
Share these rates:            
Account TypeAnnual Percentage YieldDividendMin. Balance
Basic Business Checking0.10%0.10%$0.00
Business Checking0.10%0.10%$0.00
0.35%0.35%$25,000.00
0.60%0.60%$100,000.00
Business Savings0.25%0.25%$5.00
0.35%0.35%$1,000
0.40%0.40%$10,000.00
0.70%0.70%$25,000.00
0.85%0.85%$100,000.00

Return to top
Business Money Market & Certificates

Money Market rates are subject to change weekly.
All Certificate rates are fixed and will be paid until maturity.

Share these rates:            
Account TypeAnnual Percentage YieldDividendMin. Balance
3 month term0.45%0.45%$250.00
0.50%0.50%$10,000.00
0.55%0.55%$25,000.00
0.55%0.55%$50,000.00
0.60%0.60%$100,000.00
6 month term0.85%0.85%$250.00
0.90%0.90%$10,000.00
0.95%0.95%$25,000.00
1.00%1.00%$50,000.00
1.05%1.04%$100,000.00
12 month term1.05%1.04%$250.00
1.10%1.09%$10,000.00
1.15%1.14%$25,000.00
1.20%1.19%$50,000.00
1.25%1.24%$100,000.00
24 month term1.45%1.44%$250.00
1.50%1.49%$10,000.00
1.55%1.54%$25,000.00
1.55%1.54%$50,000.00
1.60%1.59%$100,000.00
36 month term1.80%1.78%$250.00
1.85%1.83%$10,000.00
1.90%1.88%$25,000.00
1.90%1.88%$50,000.00
1.95%1.93%$100,000.00
Business Money Market0.70%0.70%$2,500.00
0.90%0.90%$25,000.00
1.05%1.04%$100,000.00
1.15%1.14%$250,000.00
1.20%1.19%$500,000.00
1.25%1.24%$1,000,000.00

A penalty will or may be imposed for early withdrawal from a certificate.


Return to top

Follow Us:

Follow us on our blog Follow us on Twitter Follow us on Facebook
Equal Housing Lender
Non Deposit Investment Policy
Copyright © 2010 Truliant Federal Credit Union. All rights reserved. Truliant is a registered trademark of Truliant Federal Credit Union. Truliant is federally insured by the National Credit Union Administration.
NCUA - How your funds are insured.