We make the auto buying process easy - while also saving you money! We offer new or used auto loans, flexible terms (up to 84 months), an easy online application process and fast approvals.

  • 100% financing for qualified buyers
  • Rate discounts 
  • A 90-day payment deferral option2
  • Buy, sell or trade autos with the Credit Union Auto Buying Service (CUABS®), a Truliant partner.3

Apply online or call us anytime, 24/7 for a loan at 855.293.2957.


Truly affordable.

Truliant is federally insured by NCUA.  (1) APR = Annual Percentage Rate. Rates and promotional terms are subject to change. Loans are subject to credit approval. Floor rate on auto loans is 2.49%. Rate good for new auto models year 2016 and newer. Additional terms apply for refinancing existing Truliant auto loans. Rates and terms are subject to change prior to consummation of the loan. (2) Qualified borrowers may defer payments for 90 days after loan signing. Interest will accrue from the date of the loan until payments begin. Participating in this program results in a 90-day extension of the loan. Cannot be combined with other offers. (3) CUABS is an independent NC licensed automobile dealer not owned or operated by Truliant. (4) Provision of this calculator is not an offer of credit. Its use in no way guarantees that credit will be granted. This calculator is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual loan computations.

Estimate monthly payments, compare rates, choose terms and down payments and estimate dealer fees and taxes.4

Auto Loan Calculator