Choose the VISA card that's right for you. 

If you tend to pay off your balance every month, get our Platinum Rewards Visa® and earn valuable rewards for everyday purchases like cash back, merchandise, travel experiences and more.2 For those who tend to carry a balance from month to month, and are looking for a great low interest rate, our Classic Visa® is the best place to start.Credit Card Rate Box

  • Low, variable rates starting at just 9.65% APR1

  • Credit limits up to $30,000

  • No annual, balance transfer or cash advance fees

  • Purchase alerts that inform you of card use instantly2

  • Mobile wallet friendly3 with chip technology security


Not yet a Truliant member? It’s easy to open an account, and we can help set up your membership in conjunction with your credit card application. If you’re ready to get started, click here to apply.4

(1) APR = Annual Percentage Rate. Advertised APR may change without notice. All loans are subject to credit approval. Variable rate on Classic Visa is Prime  + 4.9% APR. Variable rate on Platinum Visa is Prime + 8.9% APR. See Classic Visa terms and conditions here. See Platinum Rewards Visa terms and conditions here. (2) Cash back is in the form of statement credits. (3) By storing your debit or credit card number in this digital wallet, you agree that any use will be subject to the terms of your existing debit or credit card agreement, respectively, as may be amended. (4) Must be at least 18 years of age and a U.S. citizen or permanent U.S. resident to apply. Must meet qualifications in online form to open online. Must meet Credit Bureau and ChexSystems qualifications.

Request a copy of What To Look For In A Credit Card.