If you are like many homeowners, home insurance is a requirement. Even if it is not required by your mortgage lender, you will still want to be sure that you have this important coverage to give you peace of mind and to protect one of the largest investments you’ll ever make.
Why Have Home Insurance Coverage?
One of the most important reasons to have a home insurance policy is that it’s required by lenders if you have a mortgage. It’s required because the cost of large repairs may impact a homeowner’s ability to make their mortgage payments. Home insurance covers:
- Financial protection for natural disasters
- Financial protection from theft or other loss
- Financial help for temporary housing when needed
- Special protection for certain high-cost items, such as jewelry and antiques
- Liability coverage for those injured on your property
- Peace of mind
What Should Be Covered in a Home Insurance Estimate?
Homeowner’s insurance covers more than just your dwelling. Your policy should also cover all of your belongings, including furniture, clothing, electronics, decor, jewelry and more. In some cases, you may need extra coverage for certain items. In addition, your policy should cover any additional structures on the property, such as sheds or garages. It should also contain a clause for liability protection in case someone is injured on your property.
What Are the Benefits of Bundling Car and Home Insurance?
If you are interested in saving money and gaining complete protection for your home, belongings and vehicles, you will want to consider a home and auto insurance bundle from your provider. Your premiums will be lower overall, and you may even be able to score a lower deductible. Of course, bundling also makes understanding, paying and changing your policies far easier because you will only be dealing with paperwork and representatives from one company.
Get Home and Auto Insurance Quotes Today
When you are looking for a company who will cover and protect something as important to you as your home and your personal belongings, you want a company you can trust. With Truliant Insurance Services, you can receive customized home insurance quotes and choose from a variety of policies to find the best one for your budget and needs, by calling 1-844-267-1698.
When you choose Truliant Insurance Services, you are gaining personalized help in choosing the right insurance provider for your unique needs from more than 40 A-rated insurance companies. Compare plans today, request multiple quotes through Truliant whether you want to bundle home and auto insurance or shop for a single policy.