SCHEDULED MAINTENANCE :

Users of Online Banking, Tru2Go App, Truliant.org and Tru2Go Phone Banking may experience brief outages beginning at 12 a.m. until 12 p.m. on Sunday, April 9, 2017 due to scheduled maintenance. If this occurs, please log back into the system. We apologize for any inconvenience.
 

Inclement Weather Notice:

Due to inclement weather, Truliant's Richmond Member Financial Center will open at 11 a.m. on Tuesday, March, 14, 2017. Truliant members can still pay bills, transfer funds, deposit checks, apply for loans and more using our suite of Tru2Go online tools. Visit Truliant.org/Tru2Go for details.

Real Estate Loans

Real Estate Loans

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  • Equal Housing Lender
  • Few things can improve your life more than the perfect home. Whether you’re looking for your first house, a place with more room to grow or land to build your dream home, Truliant offers valuable products that will make your dream a reality. Financing your dream is easy – filling it with memories is up to you.

    Mortgages

    Right for you if:

    • You want multiple choices tailored to your budget and lifestyle
    • You want an easy application process and cost-effective solutions
    • You want competitive rates that help you save money over the long term
    • You want convenient payment options

    Home Equity

    Right for you if:

    • You want low rates and flexible terms for more convenience
    • You want the choice between a loan or line of credit 
    • You want easy access to your funds

    Land and Construction Loans

    Right for you if:

    • You want to build your dream home from the ground up
    • You want a low, fixed-rate loan that provides peace of mind 
    • You want to expand your land holdings 
    • You want convenience and attentive service from a trusted lender

    Home Center

    Right for you if:

    • You want to learn what to expect from the home-buying process
    • You want to apply for a mortgage
    • You want to access our resource center for additional education
    • You want help choosing the mortgage option that fits your unique needs
  • We meet your borrowing needs with a variety of loans and lines of credit that help you get the financing you need to improve your life.

      Fixed-Rate Mortgages Adjustable-Rate Mortgages 3% Down Mortgage 85% Home Equity Lines of Credit 90% Home Equity - Closed End Better Choice Home Loan Land Loans Construction Loans
      Open Open Open Open Open Open Call 800.822.0382 Open

    Choose among various terms

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    Low, fixed rates

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    Borrow up to 95% of your home's value

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    Borrow up to 90% of your home's value

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    Borrow up to 97% of your home's value

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    Borrow up to $417,000

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    Borrow up to $350,000

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    Borrow up to $200,000

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  • Equal Housing Lender

    UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

    • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
    • Discriminate in fixing the amount, interest rate, duration, application procedures
    • or other terms or conditions of such a loan, or in appraising property.

    IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
    Assistant Secretary for Fair Housing and Equal Opportunity
    Department of Housing & Urban Development
    Washington, D.C. 20410

    For processing under the Federal Fair Housing Act and to:
    National Credit Union Administration
    Office of Examination and Insurance
    1775 Duke Street
    Alexandria, VA 22314-3428

    For processing under NCUA Regulations
    UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

    • On the basis of race, color, national origin, religion, sex, marital status, or age,
    • Because income is from public assistance, or
    • Because a right was exercised under the Consumer Credit Protection Act.

    IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
    National Credit Union Administration
    Office of Examination and Insurance
    1775 Duke Street
    Alexandria, VA 22314-3428