Are you spending money faster than you can make it? Especially this time of year? You’re probably buying gifts, giving to charities and causes, contributing to office gatherings, throwing parties – and all this in addition to the regular monthly bills and necessities.
These spending habits made me think about what’s coming next, the New Year – a new beginning and fresh start. The turning of the calendar is a great time to do something about these habits.
So here’s a plan of action that I’m going to try – not spending everything that comes in and setting a monthly minimum savings goal and STICKING TO IT!
How, do you ask? At Truliant Federal Credit Union they offer several options that can help you save a little more and be better prepared financially. A regular savings account only requires a minimum balance of $5 and establishes you as a Credit Union Member – giving you all of the benefits that come along with being a Truliant member.
- No Monthly Fees
- Competitive dividend rates
- Your funds are federally insured up to $250,000
- Easy access to account information with RSVP Phone Teller and Online Banking
- Automatic Savings Options (transfer funds from one account to another any time that works for you).
- Worldwide ATM access
And if you’re looking for more than the basic savings account – Truliant has several other savings options such as Club Accounts, Rainy Day Savings Accounts, and Dollar Dog Certificates. You should check out their site and see what will work for you and we’ll both have a little more in the bank next year! Visit www.Truliant.org or call your local representative today!