You see it everywhere and hear people talking about it but what does it actually mean – Christmas in July??
July is typically the hottest month of the year for us in the Northern Hemisphere while our friends in the Southern Hemisphere, like Australia and New Zealand are experiencing their coldest month. It’s hard to think about Christmas when it’s 90+ degrees every day. Therefore in the Southern Hemisphere there are frequent Christmas in July events so that they can experience Christmas during their colder weather of July.
The phrase “Christmas in July” became more recognized in the United States when in 1940 a movie was released by that name. Then retailers, who had no real holidays to exploit for sales between the Fourth of July and “Back to School” eventually, grabbed the “Christmas in July” concept for sales and promotions. That’s how we hear about it most often today – the big Christmas in July sale.
This got me thinking about being better prepared for the real Christmas in December. I know I cringe when that January credit card bill comes in with all of those Christmas gift charges. There is a way to plan ahead and avoid that unpleasant January bill. Truliant Federal Credit Union has a great option where you can open a separate Christmas Club account.
1. There is no monthly service charge or no minimum balance, and you’ll receive competitive interest rates to make a little extra.
2. Christmas Club balances automatically transfer to your checking or savings account in November. It’s that easy!
3. Saving a little bit each month between now and then will help relieve the pain of that January credit card bill.
Check it out today – you’ll be glad you did when January rolls around.