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Money Conversations: Engagement Rings

Contributed by: Heath Combs

Wedding season is upon us. The first big-money conversation you may have with your potential future spouse is how much to spend on an engagement ring.

Why Does Your Loan-to-Value Ratio Matter?

Contributed by: Heath Combs

Have you thought about how the amount of money you need to borrow compares to the value of your purchase?  If not, you may want to start because it’s one of the factors lenders will consider when deciding whether to approve you for a loan. 

Is a Money Market Account Right for You?

Contributed by: Heath Combs

In a balanced financial plan, money goes into different places and serves different purposes. Some comes and goes for monthly bills, while other funds get saved across decades for retirement. But there is a large middle ground that money market accounts can serve.

Got a Project on the Horizon?

Contributed by:

Have you ever noticed how the winter elements seem to take a toll on your home? Ugh…  it makes sense because it’s cold, windy, sometimes icy or rainy and your home is exposed day and night.   The sun can also take its toll. 

How to Ladder Certificates to Keep Money Growing

Contributed by: Heath Combs

Where do certificates fit into your overall portfolio? It all depends on the time frame, risk tolerance and goals you have for your savings.
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