We offer auto loans to meet your car-buying needs.
- Flexible terms up to 96 months2
- 90-day deferral payment3
- Borrow up to 100% of the purchase price
Buy your next car with confidence.
Having a safe and reliable car is a must. At Truliant, we offer a variety of auto loans so you can ride away with a new or new-to-you vehicle.
As a credit union, we offer some of the lowest auto loan rates on the market, currently starting at 6.49% APR1
When you apply for your loan online or schedule an appointment with one of our loan officers, they will partner with you to find a loan and a rate that works for you.Explore our current terms and rates.
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What should you expect when applying for a credit card?
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Apply at one of our branches, over the phone or online using our quick, convenient digital application, available virtually anywhere.
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Once you apply, we will make a decision within two business days.
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If you are approved, you will receive your new card in the mail within 5-7 business days. If you already have a Truliant credit union credit card, if approved for an increase in limit, your new limit will be available as soon as a decision is made.
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Use your credit card wherever VISA is accepted.
What should I know before applying for a credit card?
Credit cards can be a great way to earn rewards, like cash back, on your everyday purchases. With a Truliant credit card, you can enjoy great rewards with added perks.
What fees are associated with Truliant credit cards?
Transparent VISA Credit Card
Our Transparent credit card features absolutely no fees (no annual fee, no balance transfer fees and no cash advance fee, no late payment fee, no returned payment fee, no foreign transaction fee and no over the credit limit fee).
Platinum Rewards VISA Credit Card
Our Platinum Rewards credit card has no annual fee plus no fees on balance transfer, cash advance and over the credit limit. It does have fees for foreign transaction (1% of each transaction in U.S. dollars), late payment ($15.00) and returned payment (up to $25.00).
What credit score do I need to apply for a Truliant credit card?
There is never a limit on what your credit score needs to be in order to apply, and applying for a credit card is quick and simple. Get started by applying for yours today!
What credit cards do you offer?
Transparent VISA Credit Card
Get a great rate and no fees all the time – no opting in or out or shopping categories to remember. In addition, our Transparent VISA features our lowest rate, a credit limit up to $30,000, and it’s mobile wallet friendly – so you can pay with your phone. See our Visa Transparent Card Agreement for additional information.
Platinum Rewards VISA Credit Card
In addition to one of the lowest rates out there for a Rewards card, our Platinum Rewards VISA features rewards on everyday purchases that you can use for cash back, merchandise or travel. Members earn a point for every dollar spent – so points can really add up. And, like our Transparent VISA, there is no annual fee, no balance transfer or cash advance fees, credit limits up to $30,000, and it’s a mobile wallet friendly – so you can pay with your phone. See our Visa Platinum Rewards Card Agreement for additional information.
How to Improve Your Credit Score
While a poor credit score can certainly make life more difficult, don’t get discouraged. While increasing your score takes time, even small steps will help you get there more quickly. Simply making a plan and making payments on time, even just the minimum, all immediately help build your score back up.
Learn some great tactics to use to increase your credit score today.
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