It's easy to join and get more for your money.
- Fee-free Transparent VISA® credit card
- Low-rate used auto loans
- Truly Free Checking1
- Highly-rated mobile app
You could win a $5,000 gift card!
Truliant is giving away a $5,000 VISA gift card to one lucky winner in Charlotte who opens a new checking account, auto loan or credit card.2 Take advantage of any of these great offerings, and you'll be automatically entered to win!
Hurry—the deadline is December 31, 2021.
Why Choose Truliant?
- Great Rates. We’re owned by our members, and we want to make the boss – you – happy! Our auto loan rates start at 2.99% APR3, including used autos, and we offer flexible and fast financing. You’re sure to find an option that fits your needs and your budget.
- Lower Fees. Because we’re a not-for-profit financial institution, we’re able to charge less fees. We’re more interested in helping you grow your money, not charging you.
- Our Transparent VISA® credit card offers absolutely no fees—not even late fees! Plus, you’ll get an intro rate of 3.90% APR for the first six months your account is open and a low rate of 9.24% APR after that!4
- Truly Free Checking. No minimum balance, no maintenance fees, no strings attached. Plus, you get access to our highly-rated mobile banking app, so you can take your banking with you anywhere, anytime.
We know you may not feel comfortable coming into a branch right now. No worries. You can open any of these accounts online. Either way, we hope you’ll make your move to Truliant, where you will be truly appreciated!
(1) Must meet ChexSystems and credit bureau qualifications.
(2) No purchase necessary to win. Must be 18 years of age or older. See below for complete rules.
(3) APR = Annual Percentage Rate. Rates and terms subject to change prior to consummation of loan. Loans subject to credit approval. Rate good on new or used vehicles, model years 2014 and newer.
(4) Promotional introductory rate of 3.90% APR applies to new Transparent accounts. New accounts must be open prior to December 31, 2021, to be eligible for the promotional rate. Promotional rate is only applicable on purchases, balance transfers and cash advances for the first six months from the time the account is open. After that, the variable APR for the Transparent card will be 9.24% (Prime +5.99%) and will vary with the market based on the Prime Rate.
Official Contest Rules:
(1) $5,000 Visa Gift Card drawing.
(a) No purchase or consideration is necessary to win.
(b) Open to individuals age 18 and over.
(c) Enter the drawing as often as you wish. To enter, legibly print or type your full name, mailing address and daytime phone number on a 3”x5” index card and mail it in a stamped #10 envelope to:
Gift Card Drawing
ATTN: Truliant Marketing
3200 Truliant Way
Winston Salem, NC 27103
(d) Odds of winning depend on the number of entries received.
(e) Winner must be a member of Truliant Federal Credit Union. They will be notified and prizes must be claimed within 45 days of notification or will be forfeited and awarded to an alternate winner.
(2) Truliant Federal Credit Union will not be held liable to any person for any personal injury, property damage or other loss, damage, injury or expense resulting from a winner’s acceptance or use of a prize.
(3) The value of any prize awarded to a winner must be reported for tax purposes as required by law. All taxes, including federal, state, and local taxes, are the sole responsibility of the winner.
(4) Void where prohibited by law.
(5) Acceptance of a prize constitutes the winner’s consent to use of his/her name and likeness in Truliant publications without further consideration to the winner.
(6) Employees and volunteer officials of Truliant Federal Credit Union and their immediate family members are not eligible to win.