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Interest Rates

All rates effective as of 1/29/2023.

Used Auto LoansUsed Auto Loans

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Loans are subject to credit approval.
(1) The estimated monthly payment on a $20,000, 60-month loan at 5.99% APR is $387.
(2) Advertised Annual Percentage Rate (APR) may change without notice. Loan rates are based on credit history, term, and loan-to-value. Rate ranges above represent the lowest to highest rate available for the model year and term under normal underwriting guidelines. Certain rate discounts and premiums may apply based on the specific factors of each application. Possible 0.25% rate discount is available, depending on your credit score, for loans with a loan-to-value ratio under 80%. Total maximum rate discount is 0.25%. All used auto loan rates including promotional rates and discounts are subject to a 5.74% APR minimum for 2016-2021 models, and 7.99% minimum for 2013-2015 models.