Personal Loans and Lines of Credit
Get rates as low as10.49% APR1
Personal Loan Apply Online Today |
Preferred Line of Credit Apply Online Today |
Savings Secured Line of Credit (800) 822-0382 |
|
---|---|---|---|
Overview |
Use a personal loan to make large purchases or cover unexpected expenses. A personal loan can often offer lower rates and fixed payments compared to using a credit card. |
Draw as much as you need up to your limit. Only pay interest on the amount advanced. Payments as low as 2% of balance or minimum of $50. |
Get increased savings and flexibility while rebuilding or establishing your credit. Borrow against the value of your Truliant Membership Savings or Regular Savings account. |
Loan Amount | $500 - $50,000 | $500 - $5,000 | $500 - $250,000 |
Fixed Rate | |||
Variable Rate | |||
Use as Overdraft Protection | |||
90-Day Deferral on First Payment2 | |||
Payment Protection Available | |||
No Prepayment Penalty | |||
Collateral Needed |
When you get a personal loan from Truliant Federal Credit Union, you can be sure you are borrowing from an organization that puts you and your needs first.
We offer a variety of flexible personal loan plans and preferred lines of credit at low rates and with great terms. You can apply online Apply for a Loan
Personal Loan for Current Members Personal Loan for New Members Manage My ApplicationPersonal Loan & Line of Credit Rates
Subject to credit approval. (1) The estimated monthly payment for a $7,500, 48-month fixed rate Debt Consolidation loan or a Personal Convenience loan at 11.74% APR is $197.(2) Advertised Annual Percentage Rate (APR) may change without notice.
How to Take Out a Loan from a Credit Union
Are you facing an unexpected expense? Concerned about taking on more debt? Considering a line of credit to make some big purchases?
A loan or a personal line of credit can be very beneficial, but you may have to do some research before you apply for the loan. Truliant's Learning Center can help. With sections dedicated to Personal Finance, Saving and Budgeting, Financial Goals and more, you will find all the information you need.
Other Loan Tools and Resources
Related Topics
(1) APR = Annual Percentage Rate. The range of fixed rates for a Personal Convenience Loan is 10.49% APR to 18.00% APR. The range of variable rates for a Preferred Line of Credit is 14.99% APR to 18.00% APR.
(2) Qualified borrowers may defer payments up to 90 days after loan signing. Interest will accrue from the closing date of the loan until payments begin. Participating in this program results in up to a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers.