DELAYED OPENING: On Thursday, January 4, 2018, Truliant’s Alamance County, Asheboro, N.C. and Richmond, Va. locations will open at 10 a.m. due to inclement weather. All other locations will have normal business hours. You can still pay bills, transfer funds, apply for loans and more using Truliant’s Tru2Go online tools.
Delayed Opening: On Friday, Jan. 19, 2018, all North Carolina Truliant locations will open at 10 a.m. due to snow conditions. Truliant's Virginia and Greenville, S.C. locations will open with regular hours. You can also pay bills or transfer funds by using our Tru2Go online tools: Apply for loans by calling our 24-hour loan line at 855.293.2957 or by visiting our loan application page.
Business VISA Credit Cards

Business VISA Credit Card

  • Get financial flexibility for your business needs with the purchasing power of VISA®
  • Enjoy a low rate with no annual fees that provides greater value 
  • Includes the added security of the Verified by VISA® program that protects against fraudulent usage 
  • Monitor account activity by email or text with Visa® Purchase Alerts 
  • Product Overview
  • Fees and Terms
  • Visa Business Card Purchase AlertsWhen you need a reliable, feature-rich credit card for your business, the Business VISA® Credit Card gives you the spending power you need without all the pesky fees. You'll save money with this card while you easily manage your business purchases and expenses.

    • Benefit from a low interest rate with a Business VISA® card offered from Truliant that is designed to help you and your business needs
    • No annual fee to reduce your business expenses; plus you can conduct transactions and cash-advances without an additional fee being charged
    • Use this card anywhere that VISA® is accepted and experience the financial security provided by VISA's® value-added credit cards
    • Finance charges on purchases can be avoided by paying the balance within 25 days of the statement closing date which extends the cash flow cycle of your business   
    • Includes auto rental insurance, purchase protection, travel and emergency assistance 
    • Payments are 2% of your outstanding balance with a minimum of $20 per month 
    • Stay informed and monitor account activity by email or text message with Visa Purchase Alerts 

    To qualify for a Business VISA® Credit Card the following criteria applies:

    • Must be a business member-owner
    • Must meet the credit approval thresholds
    • Additional requirements may apply based on underwriter specifications

    Verified by VISA®

    Truliant VISA® cardholders have always had the very best security on their purchases. Now you can enjoy an added layer of safety when you shop online with your Truliant VISA® card - a free service called Verified by VISA®.

    The Verified by VISA® service protects Truliant VISA® payment cards against unauthorized use online. To use, cardholders simply enter a password to confirm their identity before completing online purchases. 

    Register your Truliant VISA® card before shopping online. Once your card is activated, your card number will be recognized whenever you purchase at participating online stores. You'll enter your password in the Verified by Visa window, your identity will be verified and the transaction will be completed. In stores that are not yet participating in Verified by VISA®, your VISA® card will continue to work as usual. 

    Let's Get Started

    When you’re striving to reach your goals, Truliant helps you achieve them as your financial partner. Apply for your Business VISA® card and find the ideal blend of convenience, flexibility and valuable features. Please visit the the closest Member Financial Centers in North Carolina, South Carolina and Virginia and we'll provide the requested credit card application. For more details, call 800.822.0382.

    (1) Rates and terms are subject to change. Loans are subject to credit approval. Review Visa Business Card Agreement for additional information.
  • There is not an annual fee associated with a Business Visa Credit Card. Transactions, cash advances and International exchange fees are also fee-free. A 5% fee is applicable if account is not paid within 10 days of the due date but never exceeding $ 15.00. If the Account balance exceeds the approved credit card limit a $ 15 fee will be charged.

  • Keep your Business Visa account secure and monitor your business card use with Visa Purchase Alerts. Conveniently available by email or through text messaging.

    Stay on top of your Business Visa account, reduce the chance of fraud and monitor account activity with FREE email or text alerts from Truliant powered by Visa® .1

    Get near real-time alerts on your Business Visa credit card activity. When your card is used, you’ll receive an email alert or a text message. If you notice any suspicious activity, you can take steps to quickly resolve the situation.

    Once you sign up, you can also specify specific triggers, such as online transactions, purchases outside the United States and much more. You can also customize purchase amount thresholds, for instance, so you would only receive alerts for purchases above a set amount.

    Business Visa Purchase Alerts give you detailed information, including the purchase amount, the merchant name and location (if available), and the last four digits of the card used to keep you best informed. Some restrictions may apply. See below  for details.

    Sign up HERE for Visa® debit and credit card alerts. 

    1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.