We are proud to continue to offer less, and lower fees than many other financial institutions. We have maintained our current fee structure for more than a decade. As the cost of doing business has risen, we have reevaluate our fees. Effective July 1, 2021 the following fees will increase:
- Overdraft Protection (Balance Backup): $33.00/item or debit1
- Non-Sufficient Funds Fee: $33.00/item or debit2
- Deposit Account Transfer Fee: $3.00
- Personal Line of Credit Transfer Fee: $3.00
- Online Loan Payment Service Fee: $7.00 (Guest); $0.00 (Online Banking)
- Foreign ATM: $2.00
Below are our current fees.
- Account Research: $25.00/hour3
- Deposit item returned unpaid: $10.00/item
- Electronic Title Release Fee: $10.00
- Escheatment Fee: $40.00
- Levy/Garnishment Processing: $65.00/order
- Loan payment returned unpaid: $29.00/item
- Non-participation fee (see acct. terms): $10.00/month
- Official check, payable to third party : $5.00/check
- Partial share fee (see acct. terms): $0-$4.99
- Service Center transactions: $1.00/transaction
- Statement copies (duplicates): $2.00/statement
- Title Maintenance Fee: $25.00
- Transfer/withdrawal by phone (excluding 24-hour account access): $2.00/call
- Wire transfer (incoming): $10.00 (Domestic/International)
- Wire transfer (outgoing): $25.00 (Domestic) $35.00 (International)
- Excess withdrawals (more than 3 over the counter per month): $10.00/withdrawal
- Certified check: $2.00/check
- Stop payment fee: $25.00/item
- Transfer fee (from any available funds to cover non-sufficient funds check or ACH draft): $2.00/transfer
- Truly Free Checking (Check printing charges): Prices may vary
- Advantage Checking: $7.504
- Overdrafts caused by any means including check, ATM, electronic or in person (as permitted by applicable law): $29.00/item or debit
- Annual Fee: No charge
- Additional Cards (up to 3): No charge
- Excessive Card Replacement: $15.00/card
- Truliant Owned ATMs: No charge
- VISA Debit Transaction: No charge
- Non-Truliant Owned ATMs Withdrawal, POS Withdrawal, Transfer or Inquiry: $1.00
- FedEx Fee: $25.00
(1) Up to 3 charged per banking day for a max of $99.
(2) Waived for debit card transactions less than $3.
(3) One hour minimum. Additional charges may apply.
(4) Waived if minimum balance maintained.