Fees and Service Charges
Learn more about Truliant's fees and service charges.

Effective April 1, 2021 we will increase fees on the following services:
- Account research: $25.00/hour plus 3rd party costs
- Stop payment: $25.00/check
- Levy/garnishment processing: $65.00/order
- Outgoing wire transfer: $25.00 (Domestic)
- Incoming wire transfer: $10.00 (Domestic and International)
- Official check, payable to third party: $5.00/check
- Replacement card: $15.00/card
Below are our current fees.
All Accounts:
All Accounts:
- Account Research: $10.00/hr plus 3rd party costs
- Deposit item returned unpaid: $10.00/item
- Levy/Garnishment Processing: $40.00/order
- Loan payment returned unpaid: $29.00/item
- Non-participation fee (see acct. terms): $10.00/month
- Official check, payable to third party : $2.00/check
- Partial share fee (see acct. terms): $0-$4.99
- Service Center transactions: $1.00/transaction
- Statement copies (duplicates): $2.00/statement
- Transfer/withdrawal by phone (excluding 24-hour account access): $2.00/call
- Travel VisaMoney Cards: $3.00 plus $3.95 activation fee
- Visa Gift Cards: $3.00
- Wire transfer (incoming): No Charge
- Wire transfer (outgoing): $20.00 (Domestic) $35.00 (International)
Savings Accounts:
- Excess withdrawals (more than 3 over the counter per month): $10.00/withdrawal
All Accounts on Which Checks Can be Written:
- Certified check: $2.00/check
- Check copies (over 12 per year): $1.50/check
- Counter checks: $.30/check
- Stop payment fee: $20.00/check
- Transfer fee (from any available funds to cover non-sufficient funds check or ACH draft): $2.00/transfer
- Truly Free Checking (Check printing charges): Prices may vary
Monthly Service Fees:
- Advantage Checking*: $7.50
- Select Money Market, Select IRA Money Market*: $10.00
- Investor's Money Market*: $20.00
- *Waived if minimum balance maintained.
Overdraft Fees:
- Overdrafts caused by any means including check, ATM, electronic or in person (as permitted by applicable law): $29.00/item or debit
Automated Teller Machine (ATM)/Debit Card Service:
- Annual fee: No charge
- Lost or stolen card replacement: $5.00/card
- Additional cards (up to 3): No charge
- Truliant owned ATMs: No charge
- VISA Debit transaction: No charge
- Non-Truliant owned ATMs Withdrawal, POS Withdrawal, Transfer or Inquiry: $1.00
Other Services/Fees:
- Club Account excess withdrawals: $10.00/withdrawal