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Fees and Service Charges

Learn more about Truliant's fees and service charges.
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Fees and Service Charges


We are proud to continue to offer less, and lower fees than many other financial institutions. Below are our current fees.

All Accounts:

  • Account research: $25.00/hour1
  • Deposit item returned unpaid: $10.00/item
  • Electronic title release fee: $10.00
  • Escheatment fee: $40.00
  • Levy/Garnishment processing: $65.00/order
  • Loan payment returned unpaid: $29.00/item
  • Non-participation fee (see acct. terms): $10.00/month
  • Non-sufficient funds fee:  $33/transaction
  • Official check, payable to third party : $5.00/check
  • Partial share fee (see acct. terms): $0-$4.99
  • Service center transactions: $1.00/transaction
  • Statement copies (duplicates):  $2.00/statement
  • Title maintenance fee: $25.00
  • Transfer/withdrawal by phone (excluding 24-hour account access):  $2.00/call
  • Wire transfer (incoming): $10.00 (Domestic/International)
  • Wire transfer (outgoing): $25.00 (Domestic) $35.00 (International)
Savings Accounts:
  • Excess withdrawals (more than 3 over the counter per month): $10.00/withdrawal
All Accounts on Which Checks Can be Written:
  • Certified check: $2.00/check
  • Stop payment fee: $25.00/item
  • Transfer fee (from any available funds to cover non-sufficient funds check or ACH draft): $2.00/transfer
  • Truly Free Checking (check printing charges): Prices may vary
Monthly Service Fees:
  • Advantage Checking:  $7.502
Overdraft Fees:
  • Overdrafts caused by any means including check, ATM, electronic or in person (as permitted by applicable law):  $33/transaction or debit
  • Deposit cccount overdraft protection transfer fee:  $3
  • Line of credit overdraft protection transfer fee:  $3
  • Overdraft protection (Balance Backup):  $33/transaction
Automated Teller Machine (ATM)/Debit Card Service:
  • Additional cards (up to 3):  No charge
  • Annual fee:  No charge
  • Excessive card replacement:  $15.00/card
  • Foreign ATM fee:  $2
  • Non-Truliant owned ATMs withdrawal, POS withdrawal, transfer or inquiry:  $1.00
  • Truliant owned ATMs:  No charge
  • VISA debit transaction:  No charge
Other Services/Fees:
  • FedEx fee: $25.00
  • Online Loan Payment Service fee (guest):  $7
Additional information related to fees can be viewed in our latest Truth in Savings Agreement.

(1) One hour minimum. Additional charges may apply.
(2) Waived if minimum balance maintained.