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In observance of Memorial Day, all Truliant locations will be closed on Monday, May 29th. Access your accounts 24/7 using our Online Banking or Tru2Go mobile app. Enroll today.

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Fees and Service Charges

Learn more about Truliant's fees and service charges.
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Fees and Service Charges

We are proud to continue to offer less, and lower fees than many other financial institutions. Below are our current fees.

All Accounts:
  • Account research: $25.00/hour1
  • Deposit item returned unpaid: $10.00/item
  • Electronic title release fee: $10.00
  • Escheatment fee: $40.00
  • Levy/Garnishment processing: $65.00/order
  • Loan payment returned unpaid: $28.00/item
  • Non-participation fee (see acct. terms): $10.00/month
  • Non-sufficient funds fee: No charge
  • Official check, payable to third party: $5.00/check
  • Partial share fee (see acct. terms): $0-$4.99
  • Statement copies (duplicates): $2.00/statement
  • Title maintenance fee: $25.00
  • Wire transfer (incoming): $10.00 (Domestic/International)
  • Wire transfer (outgoing): $25.00 (Domestic) $35.00 (International)
All Accounts on Which Checks Can be Written:
  • Stop payment fee: $25.00/item
  • Truly Free Checking (check printing charges): Prices may vary
Monthly Service Fees:
  • Advantage Checking: $7.502
Overdraft Charges:
  • Balance Backup service charge (anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number): $28.00/transaction (limit of six service charges per day)
  • Balance Backup+ overdraft protection service charge (anytime we cover overdrafts caused by debit card or ATM transactions): $28.00/transaction (limit of six service charges per day)
  • Deposit account overdraft protection transfer service charge: $3.00 (limit once daily)
  • Line of credit overdraft protection transfer service charge: $3.00 (limit once daily)
Automated Teller Machine (ATM)/Debit Card Service:
  • Additional cards (up to 3): No charge
  • Annual fee: No charge
  • Excessive card replacement: $15.00/card
  • Foreign ATM fee: $2.00
  • Truliant owned ATMs: No charge
  • VISA debit transaction: No charge
Other Services/Fees:
  • FedEx fee: $25.00
  • Online Loan Payment Service fee (guest): $7.00
Additional information related to fees can be viewed in our latest Truth in Savings Agreement.
(1) One hour minimum. Additional charges may apply.
(2) Waived if minimum balance maintained.