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Fees and Service Charges

Learn more about Truliant's fees and service charges.
Fees and Service Charges

Effective April 1, 2021 we will increase fees on the following services:
  • Account research: $25.00/hour plus 3rd party costs
  • Stop payment: $25.00/check
  • Levy/garnishment processing: $65.00/order
  • Outgoing wire transfer: $25.00 (Domestic)
  • Incoming wire transfer: $10.00 (Domestic and International)
  • Official check, payable to third party: $5.00/check
  • Replacement card: $15.00/card
Below are our current fees.

All Accounts:
  • Account Research: $10.00/hr plus 3rd party costs
  • Deposit item returned unpaid: $10.00/item
  • Levy/Garnishment Processing: $40.00/order
  • Loan payment returned unpaid: $29.00/item
  • Non-participation fee (see acct. terms): $10.00/month
  • Official check, payable to third party : $2.00/check
  • Partial share fee (see acct. terms): $0-$4.99
  • Service Center transactions: $1.00/transaction
  • Statement copies (duplicates):  $2.00/statement
  • Transfer/withdrawal by phone (excluding 24-hour account access):  $2.00/call
  • Travel VisaMoney Cards: $3.00 plus $3.95 activation fee
  • Visa Gift Cards: $3.00
  • Wire transfer (incoming): No Charge
  • Wire transfer (outgoing): $20.00 (Domestic) $35.00 (International)
Savings Accounts:
  • Excess withdrawals (more than 3 over the counter per month): $10.00/withdrawal
All Accounts on Which Checks Can be Written:
  • Certified check: $2.00/check
  • Check copies (over 12 per year): $1.50/check
  • Counter checks: $.30/check
  • Stop payment fee: $20.00/check
  • Transfer fee (from any available funds to cover non-sufficient funds check or ACH draft): $2.00/transfer
  • Truly Free Checking (Check printing charges): Prices may vary
Monthly Service Fees:
  • Advantage Checking*:  $7.50
  • Select Money Market, Select IRA Money Market*:  $10.00
  • Investor's Money Market*:  $20.00       
  • *Waived if minimum balance maintained.
Overdraft Fees:
  • Overdrafts caused by any means including check, ATM, electronic or in person (as permitted by applicable law):  $29.00/item or debit
Automated Teller Machine (ATM)/Debit Card Service:
  • Annual fee:  No charge
  • Lost or stolen card replacement:  $5.00/card
  • Additional cards (up to 3):  No charge
  • Truliant owned ATMs:  No charge
  • VISA Debit transaction:  No charge
  • Non-Truliant owned ATMs Withdrawal, POS Withdrawal, Transfer or Inquiry:  $1.00
Other Services/Fees:
  • Club Account excess withdrawals:  $10.00/withdrawal