Fees and Service Charges
Learn more about Truliant's fees and service charges.

We are proud to continue to offer less, and lower fees than many other financial institutions. Below are our current fees.
All Accounts:
- Account research: $25.00/hour1
- Deposit item returned unpaid: $10.00/item
- Electronic title release fee: $10.00
- Escheatment fee: $40.00
- Levy/Garnishment processing: $65.00/order
- Loan payment returned unpaid: $28.00/item
- Non-participation fee (see acct. terms): $10.00/month
- Non-sufficient funds fee: No charge
- Official check, payable to third party: $5.00/check
- Partial share fee (see acct. terms): $0-$4.99
- Statement copies (duplicates): $2.00/statement
- Title maintenance fee: $25.00
- Wire transfer (incoming): $10.00 (Domestic/International)
- Wire transfer (outgoing): $25.00 (Domestic) $35.00 (International)
All Accounts on Which Checks Can be Written:
- Stop payment fee: $25.00/item
- Truly Free Checking (check printing charges): Prices may vary
Monthly Service Fees:
- Advantage Checking: $7.502
Overdraft Charges:
- Balance Backup service charge (anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number): $28.00/transaction (limit of six service charges per day)
- Balance Backup+ overdraft protection service charge (anytime we cover overdrafts caused by debit card or ATM transactions): $28.00/transaction (limit of six service charges per day)
- Deposit account overdraft protection transfer service charge: $3.00 (limit once daily)
- Line of credit overdraft protection transfer service charge: $3.00 (limit once daily)
Automated Teller Machine (ATM)/Debit Card Service:
- Additional cards (up to 3): No charge
- Annual fee: No charge
- Excessive card replacement: $15.00/card
- Foreign ATM fee: $2.00
- Truliant owned ATMs: No charge
- VISA debit transaction: No charge
Other Services/Fees:
- FedEx fee: $25.00
- Online Loan Payment Service fee (guest): $7.00
(1) One hour minimum. Additional charges may apply.
(2) Waived if minimum balance maintained.
(2) Waived if minimum balance maintained.