Fees and Service Charges
Learn more about Truliant's fees and service charges.
We are proud to continue to offer less, and lower fees than many other financial institutions. We have maintained our current fee structure for more than a decade. As the cost of doing business has risen, we have reevaluated our fees. Effective July 1, 2021 the following fees will increase:
| Fee Type | Current | New |
|---|---|---|
| Deposit Account Overdraft Protection Transfer Fee | $2 | $3 |
| Line of Credit Overdraft Protection Transfer Fee | $0 | $3 |
| Overdraft Protection (Balance Backup) | $29/transaction | $33/transaction |
| Non-Sufficient Funds Fee | $29/transaction | $33/transaction |
| Online Loan Payment Service Fee (guest) | $6.95 | $7 |
| Foreign ATM Fee | $1 | $2 |
Below are our current fees.
All Accounts:
- Account Research: $25.00/hour1
- Deposit item returned unpaid: $10.00/item
- Electronic Title Release Fee: $10.00
- Escheatment Fee: $40.00
- Levy/Garnishment Processing: $65.00/order
- Loan payment returned unpaid: $29.00/item
- Non-participation fee (see acct. terms): $10.00/month
- Official check, payable to third party : $5.00/check
- Partial share fee (see acct. terms): $0-$4.99
- Service Center transactions: $1.00/transaction
- Statement copies (duplicates): $2.00/statement
- Title Maintenance Fee: $25.00
- Transfer/withdrawal by phone (excluding 24-hour account access): $2.00/call
- Wire transfer (incoming): $10.00 (Domestic/International)
- Wire transfer (outgoing): $25.00 (Domestic) $35.00 (International)
Savings Accounts:
- Excess withdrawals (more than 3 over the counter per month): $10.00/withdrawal
All Accounts on Which Checks Can be Written:
- Certified check: $2.00/check
- Stop payment fee: $25.00/item
- Transfer fee (from any available funds to cover non-sufficient funds check or ACH draft): $2.00/transfer
- Truly Free Checking (Check printing charges): Prices may vary
Monthly Service Fees:
- Advantage Checking: $7.502
Overdraft Fees:
- Overdrafts caused by any means including check, ATM, electronic or in person (as permitted by applicable law): $29.00/item or debit
Automated Teller Machine (ATM)/Debit Card Service:
- Annual Fee: No charge
- Additional Cards (up to 3): No charge
- Excessive Card Replacement: $15.00/card
- Truliant Owned ATMs: No charge
- VISA Debit Transaction: No charge
- Non-Truliant Owned ATMs Withdrawal, POS Withdrawal, Transfer or Inquiry: $1.00
Other Services/Fees:
- FedEx Fee: $25.00
(1) One hour minimum. Additional charges may apply.
(2) Waived if minimum balance maintained.