Helping you reach your financial goals.
Money Market Accounts
Guaranteed rates through December 31, 2025 (new external funds required):
Earn 4.25% APY1 on Select Money Market account of $100,000+
- Earn 3.75% APY2 on Select Money Market account of less than $100,000
What money market options does Truliant offer?
Getting started with a money market account is simple and easy and can be accessed with as little as $1,000.
- Select Money Market:
- Can be opened with only $1,000
- No monthly fee for falling below the $1,000 daily balance
- Allows for unlimited withdrawals and check writing privileges for your convenience
- Can also be linked to an ATM or Debit Card
- Check pricing reduced for the Money Market check style
Savings Calculators
What should I expect when opening a money market account?
- Apply for your money market account online, at one of our branches or over the phone.
- Once you apply, we will help to walk you through the rest of the process so if you ever have a question, we're here for you.
- You will be contacted within two business days to let you know of our decision.
- Your new money market account is available right away so you can start saving immediately.
How does a money market account work?
A Truliant money market account works very similarly to a checking account. However, you’ll notice some additional perks that you don’t get with a standard checking or savings account. While the returns aren’t as high as a certificate, Truliant offers highly competitive dividends on these accounts. Additionally, you’ll earn more interest as the account balance increases.
Is a Money Market Account Right for You?
Money market accounts are a great way to earn more in interest than a standard savings account while having more access to your funds than a certificate. However, because of the higher dividends, often times money market accounts require a higher minimum balance than a savings account.
Deposit Tools and Resources
Related Products
Federally insured by NCUA.
1) APY=Annual Percentage Yield. Promotional rate is guaranteed through December 31, 2025. After the promotional end date, the rate is subject to change. Deposited funds must be new money to Truliant (can't transfer money from another Truliant account). Deposit a minimum of $1,000 to open. Maximum opening balance of $100,000 (additional deposits welcome after initial opening). Can't currently have a Truliant Money Market account. Can't have had a Truliant Money Market in the last 30 days. IRA Money Market is excluded.
2) APY=Annual Percentage Yield. Promotional rate is guaranteed through December 31, 2025. After the promotional end date, the rate is subject to change. Deposited funds must be new money to Truliant (can't transfer money from another Truliant account). Deposit a minimum of $100,000 to open. Can't currently have a Truliant Money Market account. Can't have had a Truliant Money Market in the last 30 days. IRA Money Market is excluded.
1) APY=Annual Percentage Yield. Promotional rate is guaranteed through December 31, 2025. After the promotional end date, the rate is subject to change. Deposited funds must be new money to Truliant (can't transfer money from another Truliant account). Deposit a minimum of $1,000 to open. Maximum opening balance of $100,000 (additional deposits welcome after initial opening). Can't currently have a Truliant Money Market account. Can't have had a Truliant Money Market in the last 30 days. IRA Money Market is excluded.
2) APY=Annual Percentage Yield. Promotional rate is guaranteed through December 31, 2025. After the promotional end date, the rate is subject to change. Deposited funds must be new money to Truliant (can't transfer money from another Truliant account). Deposit a minimum of $100,000 to open. Can't currently have a Truliant Money Market account. Can't have had a Truliant Money Market in the last 30 days. IRA Money Market is excluded.
The calculator on this page is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual yield computations.