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Savings Accounts

Grow your savings with safe, secure and accessible options.
smiling mom holding baby doing paperwork

Truliant Savings Accounts. Safe, Secure and Accessible.

  • Federally-Insured through NCUA
  • Access your accounts virtually anywhere
  • Transfer funds between Truliant accounts 24/7
  • Automatic savings accounts available

Learn about Truliant’s credit union savings accounts and be an educated consumer. Our online savings calculator can help you reach your savings goals.

We can help you develop savings habits that fit your budget. We’ll help you reach your long-term goals and be prepared to address any unexpected bills. Truliant has accounts to help you save for a vacation, wedding or a holiday.

$5.00 will open a savings account and membership to Truliant FCU. Membership benefits are: dividends, low loan rates and dependable customer service.

Access your accounts at a branch, use online banking or on our Tru2Go app. Your money, your way, without financial drama.

  • Build emergency savings with automatic, targeted savings options
  • Save for a vacation or the holidays with special savings accounts
  • Early Pay adds paycheck and other ACH deposits to your account up to two days earlier1
  • Build great financial habit with our traditional savings accounts
  • Higher return options like certificates or money market accounts available
Not sure where to start? Allow our free online tool help you decide which savings account is best suited for you.

What automatic or targeted savings options does Truliant offer?

One often-shared piece of financial wisdom is to automate your savings. Truliant offers several targeted savings options to help you meet specific savings goals faster. You control how much money Truliant will automatically move from your checking to your savings account.2

Specialty savings accounts, including our Vacation Club account and Christmas Club account, feature custom savings options and special, competitive interest rates. With our Rainy Day account, we round up the change in your checking account daily and automatically move it over to this savings account. You’ll be surprised how fast these automatic savings options add up!

Does Truliant offer savings accounts for children?

Five dollars is all that’s required to help teach your kids healthy financial habits. Children 12 and younger whose parents have a Truliant account can open a special, interest-bearing Dino Dollar Kids Club Account.
 
Once you help your child open their savings account, they will receive a Dino Dollar Kids Club Welcome Packet featuring fun activities and other swag to help them enjoy being a member of Truliant.

What other savings account options do you offer?

At Truliant, we believe that saving today makes for a better tomorrow. This is why we offer a variety of savings options to suit your needs.

Membership Savings Account3

Your credit union savings account serves as the foundation of your relationship with us. Enjoy fee-free banking with no minimum balance requirements, dividends that are paid monthly, access to digital banking and much more. Once you’ve established your Truliant Membership Savings Account, you can open additional savings accounts to meet your needs.

Health Savings Accounts4

If you participate in a High Deductible Health Insurance Plan, or HDHP, you’re eligible for a Truliant Health Savings Account (HSA). Unused funds roll over each year, unlike a Flexible Spending Account, where you’re required to use or lose the balance. You’ll even get easy access to your funds with HSA-specific debit cards and checks.

 

How long will it take to reach my savings goal?

How Much Should You Save

How Much Should You Save

Whether you're in your 20s, 40s or getting ready for retirement, many people wonder if they're saving enough for the future. In this article, we break down how to determine what you should be saving no matter what your age so that you can spend more time enjoying your future.

(1) Early Pay does not apply to certificates, loans, IRAs, IRA Money Market accounts, or HSA Savings accounts. Truliant can only post funds early if the file is received from the other institution. We cannot guarantee early posting.
(2) No transfer will take place on Sunday or other non-business days.
(3) Must meet eligibility requirements to join. Must meet credit bureau and ChexSystems qualifications. Federal regulation requires that we limit certain types of transactions from savings accounts to six (6) transfers or withdrawals per month per account. 

(4) Speak with your tax advisor for advice and additional information on your personal needs.