A rate worth high-fiving for.
5.625% Rate | 6.580% APR3
Two great credit unions coming together.
We’re excited to announce that Piedmont Advantage Credit Union members voted to approve the merger with Truliant, and we look forward to welcoming them in 2027. By bringing together two member-focused credit unions with 75 years of service each, we’re creating a stronger future for our members and our community. Learn more about the merger and what’s ahead.
We are here to help you achieve your goals.
It's our mission to improve lives by putting our members first and providing great service and straightforward financial solutions to help guide their financial future.
Interested in a Mortgage Loan?
Whether you’re looking to buy a home or refinance, we offer a variety of mortgage loan options to meet your individual needs. Consider getting prequalified to speed up the process when it is time to make an offer. You can do everything online from submitting the application to our electronic easyClose5. We also have Mortgage Loan Officers available to meet with you at our branches.
Credit Unions are Different
Banks and credit unions offer many of the same products and services, but they aren’t the same. Credit unions are guided by the philosophy of “people helping people.” Truliant offers honest, personalized advice to make members’ financial futures brighter, plus higher savings rates and lower loan rates. The bottom line? We’re here to help you realize your financial goals and dreams.
Our Promise to Our Members
- Your needs come first
- We educate and serve
- We are active in our community
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* Equal Housing Lender. ARM = Adjustable-Rate Mortgage. As with any ARM loan, interest rate and payment may increase after the initial rate period of 5 years. 5.00% maximum interest rate increase for life of loan.
(1) APR=Annual Percentage Rate. The rate you qualify to receive may vary depending on your individual credit history. The maximum APR is 17.99%. This program does not apply to existing Truliant Federal Credit Union auto loans. The offer is good on 2019 to 2026 year models. The vehicle must be reporting on your credit for at least six months. The minimum loan amount for this offer is $5,000. Terms and conditions apply.
(2) APR=Annual Percentage Rate.
(3) APR = Annual Percentage Rate. Rates and terms subject to change prior to consummation of the loan. Loans subject to credit approval. Annual Percentage Rate of 6.580% effective October 6, 2026. APR is calculated based upon a purchase amount of $200,000 for 80% Loan-to-Value (LTV) primary purchase with 740 FICO and a 45-day lock period using typical Truliant closing costs. Other conditions apply. Membership eligibility is required.
(4) APY=Annual Percentage Yield. Rates are accurate as of November 2, 2026. Limited-time offer. Penalty for early withdrawal. Special requires a minimum deposit of $5,000 from funds not currently on deposit at Truliant. Funds will roll over into an 12-month regular certificate upon maturity. Not available for business certificates.
(5) easyClose, or electronic closing, is only available in North Carolina.