Free checking with Early Pay, no minimum balance and no maintenance fees.
Compare features between our checking accounts to help you decide which one best aligns with your financial needs.
Truly Free CheckingOpen an Account
Advantage CheckingOpen an Account
Senior Advantage CheckingOpen an Account
|Truliant's Truly Free Checking2 is truly free. That means there is no minimum account balance and no maintenance fees.
|Grow your savings by earning dividends. You must maintain a $2,500 minimum balance, in a checking, savings or money market account.3
|Designed for members aged 55 years and older, this checking account offers dividends without having to maintain a minimum balance.
|Overdraft Protection Learn More
|No Non-Sufficient Funds (NSF) Fees
|No Maintenance Fees
With $2,500 minimum daily balance
|Minimum Opening Deposit
|VISA Debit Card or ATM Card or Both
Get Your Money Faster with Truliant's Early Pay
Truliant’s Truly Free Checking2 Makes it Easy to Manage Your Money.
Cash is great, but a secure checking account with overdraft protection is essential for taking control of your finances. Truliant Federal Credit Union's checking accounts are designed with you in mind. Our Truly Free Checking account is available with no maintenance fees and no minimum balance required!
That's not all. As a credit union, Truliant is wholly dedicated to the financial well-being of members like you, and all of our checking account options offer a wide range of features that provide exceptional convenience, value and security. Most of our account options offer built-in overdraft protection1 via our Balance Backup with the option to expand your overdraft protection however you want.
You'll be able to deposit checks, transfer funds, pay bills and monitor your spending at your convenience 24/7 via our Online Banking and the Tru2Go® mobile app. We also offer easy external funds transfers so you can move your money to and from other financial institutions with no additional fees.
In addition, we provide you with a VISA® debit card. You'll have access to your funds from any ATM, or you can make purchases directly from your checking account using your card. Plus, we're mobile wallet friendly, so you can make purchases from your phone, as well. Our VISA debit cards even offer real-time purchase alerts by email or text so you can keep track of your purchases and put a stop to any fraudulent activity.
If you're ready for a better solution for money management, choose a Truliant bank account with overdraft protection and direct deposit capabilities.
Membership Savings Accounts
(2) Must meet credit bureau and ChexSystems qualifications. Speak with a Truliant representative for details.
(3) Free if a minimum daily balance of $2,500 is maintained. If your balance falls below the minimum daily balance, your account will be subject to a $7.50 fee for that month.
(4) Early Pay does not apply to certificates, loans, IRAs, IRA Money Market accounts or HSA Savings accounts. Truliant can only post funds and make them available to you up to two days early after we receive notification that an ACH deposit is on the way. We cannot guarantee early posting.