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Personal Loans and Lines of Credit

Get rates as low as10.49% APR1

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Get Pre-Qualified for a Personal Loan

Get pre-qualified for a personal loan instantly with just a few questions. You’ll immediately see what rate you may be eligible for, without a hit to your credit score. It’s as easy as shopping online, or finding a movie to stream!

Making Lending Convenient

  • After entering your mobile number, fields in the application are prepopulated making it quick and easy
  • See your estimated rate and payments without impacting your credit score
  • Know upfront what you can save by refinancing loans from other financial institutions
Personal Loan and Line of Credit Options

Personal Loan

Apply Online

Preferred Line of Credit

Apply Online Today

Savings Secured Line of Credit

(800) 822-0382

Use a personal loan to make large purchases or cover unexpected expenses. A personal loan can often offer lower rates and fixed payments compared to using a credit card.

Draw as much as you need up to your limit. Only pay interest on the amount advanced. Payments as low as 2% of balance or minimum of $50.

Get increased savings and flexibility while rebuilding or establishing your credit. Borrow against the value of your Truliant Membership Savings or Regular Savings account.
Loan Amount $500 - $50,000 $500 - $5,000 $300 - $250,000
Fixed Rate
Variable Rate
Use as Overdraft Protection
90-Day Deferral on First Payment2
Payment Protection Available
No Prepayment Penalty
Collateral Needed

When you get a personal loan from Truliant Federal Credit Union, you can be sure you are borrowing from an organization that puts you and your needs first.

We offer a variety of flexible personal loan plans and preferred lines of credit at low rates and with great terms. We will work with you to find a loan that meets your needs and gives you the opportunity to take control of your finances and your fiscal future!

Subject to credit approval.
(1) The estimated monthly payment for a $7,500, 48-month fixed rate Debt Consolidation loan or a Personal Convenience loan at 11.74% APR is $197.
(2) Advertised Annual Percentage Rate (APR) may change without notice.

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How to Take Out a Loan from a Credit Union

Are you facing an unexpected expense? Concerned about taking on more debt? Considering a line of credit to make some big purchases?

A loan or a personal line of credit can be very beneficial, but you may have to do some research before you apply for the loan. Truliant's Learning Center can help. With sections dedicated to Personal Finance, Saving and Budgeting, Financial Goals and more, you will find all the information you need.

Truliant  is a pleasure to work with. I went in for a personal loan and left with a personal loan and got my car refinanced at a much better rate! Thank you Truliant! I’ll be back.
Truliant Federal Credit Union is the absolute BEST! We walked in looking for a personal loan and within 36 hours, we had a check in our hand and were on our way!
Literally every person greets you when you come in the door! We look forward to banking at Truliant!
I just opened a personal loan account with Truliant, a few days later I opened a checking account, along with my car loan and savings. I did it all online and it was super easy!
I received the most incredible service from a Truliant representative today. He turned a rather complicated and time sensitive loan situation into a breeze. My experience today will keep me loyal to Truliant moving forward!

Other Loan Tools and Resources

Rates and terms are subject to change. Loans are subject to credit approval.

(1) APR = Annual Percentage Rate. The range of fixed rates for a Personal Convenience Loan is 10.49% APR to 18.00% APR. The range of variable rates for a Preferred Line of Credit is 14.99% APR to 18.00% APR.
(2) Qualified borrowers may defer payments up to 90 days after loan signing. Interest will accrue from the closing date of the loan until payments begin. Participating in this program results in up to a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers.