Add-On Banking
Perfect if you need multiple checking accounts.
$10.00 or $0 Monthly Service Fee
To avoid the $10.00 monthly fee, you simply need to be the primary account holder on an Essentials Plus or Reserve Plus Banking account.
The monthly service fee will be waived for the first two statement cycles at account opening to allow time to establish an Essentials Plus or Reserve Plus Banking account.
The monthly service fee will be waived for the first two statement cycles at account opening to allow time to establish an Essentials Plus or Reserve Plus Banking account.
Checking FAQs
How do I open a checking account?
You can open a Banking account online or in person at a Truliant branch.
You must be 18 or older to apply online.
No matter how you apply, you’ll need:
You must be 18 or older to apply online.
No matter how you apply, you’ll need:
- Your Social Security Number
- Valid government-issued ID (driver's license, state ID, passport, Consular ID)
- Current residential address
- $25 opening deposit ($500 for Reserve Plus)
How do I open a joint checking account?
You can apply for a joint bank account online or in a branch. You will need both parties information. You need the exact information required to open an individual banking account, but you’ll need it for both applicants.
Can I open multiple checking accounts?
Yes. You may open additional Add-On Banking accounts. However, each Add-On account must meet minimum requirements to avoid the $10 monthly service fee.
How do I access my checking accounts online?
Enroll in Digital Banking from your computer or mobile device. Download the Truliant app from the Apple App Store or Google Play to manage your finances effortlessly.
How do I find my account and routing numbers?
To find your checking account number, log in to Online Banking or the app and select your account.
Truliant's routing number can be found in two places:
Truliant's routing number can be found in two places:
- It’s located at the bottom left corner of every page on our website, right under our logo. It’s labeled as the Routing Number 253177832.
- This routing number is printed on the bottom of your paper checks. It’s the series of nine digits on the left side. The numbers on the bottom right of a check indicate the check number itself, not the routing number.
How do I set up Direct Deposit?
Direct deposit is a free, convenient, and reliable way to receive payment from your employer and organizations that use ACH to transfer funds. Provide your account number (not member number) and routing number (253177832) to your employer or sender. Use this direct deposit form to help. Provide the information on the completed form to the company or agency that pays you. Your payor may ask you to complete their form to process your request.
How do I use mobile check deposit?
To deposit a check using the Truliant app, follow these steps:
- Tap 'Mobile Check Deposit'
- Select account for deposit
- Take a picture of the check and follow the prompts
- Be sure to include "For Mobile Deposit at Truliant" on the line below your signature
How do I order checks online?
Check orders can be placed through Online Banking and the Truliant app. To order checks through Online Banking, select 'Order Checks' under 'Additional Services.' To place an order through our app, select 'More' and locate 'Order Checks' under 'Account Services.'
Are Truliant checking accounts NCUA-insured?
Yes, your Truliant checking account is NCUA-insured up to $250,000.
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring, and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring, and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
*Early Pay does not apply to certificates, loans, IRAs, IRA Money Market accounts or HSA Savings accounts. Truliant can only post funds and make them available to you up to two days early after we receive notification that an ACH deposit is on the way. We cannot guarantee early posting.
**Truliant's foreign ATM fee is waived but fees from the owner of the ATM may apply (exceptions are for the 80,000 surcharge-free ATMs nationwide).
^^Receive one free overdraft per calendar year. Normal fee of $28 per overdraft applies for all other overdrafts.
**Truliant's foreign ATM fee is waived but fees from the owner of the ATM may apply (exceptions are for the 80,000 surcharge-free ATMs nationwide).
^^Receive one free overdraft per calendar year. Normal fee of $28 per overdraft applies for all other overdrafts.