We can beat your current payment processing rates.
Truliant Payment Solutions partners with Elavon
Customers want to be able to pay a number of ways: in-store, online, or over the phone. This doesn't need to be expensive or confusing. Elavon offers simple and cost-effective payment processing solutions for your business.
Flexible payment options – accept all major credit and debit cards
Accept payments from digital wallets like Apple Pay® and Google Pay™
Loyalty and Gift Card programs that help you market, grow and retain your business
Strategic solutions to partially or completely eliminate credit card acceptance costs2
Faster access to funds
Insightful, and feature-rich tools and reporting
Built to scale and grow with your business
Ensuring safety and security through effective authentication, encryption, and tokenization
Business members have access to our local Payment Solutions Consultant, so you always know who to contact for information or if you ever run into a snag
What payments are accepted through Elavon?
Card Processing
When you partner with Truliant and Elavon, you can begin accepting all major credit cards, debit cards, EBT and even gift cards. We can help you set up a gift card or loyalty program that fits your small to medium-sized business to increase brand loyalty of existing customers while attracting new business.
Mobile Wallet
As more people move to mobile wallets, skipping their cards altogether, you can begin accepting Apple Pay®, Android Pay, Samsung Pay, WeChat Pay, Alipay and more.
Mobile and Online Payments
Accept payments in a variety of environments with our secure, hosted payment gateway or on-the-go with our convenient, easy-to-use mobile app.
What equipment and business services does Elavon payment processing offer?
Payment Card Machines
Elavon offers a variety of free loaner or rental terminals3 to meet your unique business needs. Each of our payment card machines accept credit and debit cards, gift cards and more.
Point-of-Sale (POS)
By integrating card acceptance equipment with advanced reporting and analytical tools, our POS system helps provide the insight you need into your payments all in one easy-to-use platform.
Safe-T Security Solutions
Protect your customer's payment data with encryption technology that saves time on the Payment Card Industry - Data Security Standard (PCI-DSS) compliance processes.
How does Elavon support businesses?
Free Next Day Funding
Truliant members who sign up with Elavon are automatically eligible for free next day funding. Same-day 'Fast-Track Funding' is also available as an optional service.
Same-Day ACH Offering
When you opt for 'Fast-Track Funding,' the funding of your payment transactions can be in your bank account by 5:00 p.m. local time if you submit your batch before 6:00 a.m. Eastern on any business day3.
Great Customer Service 24/7/365
Our friendly and knowledgeable support team is at the ready to help you whenever you need it most, no matter what time or day. We offer customer support in English and Spanish.
Contact Us
Your privacy is important to us. By clicking "Submit" you agree to our Terms. By providing us with an email address you are expressly consenting to receiving email communications — including but not limited to Marketing material/ Advertising, Promotions, Sales Campaigns, and Questioner/Research Surveys. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.
(1) If Elavon is unable to meet or beat the merchant’s current processing rate(s), merchant will receive a $1,000 Visa® rewards card, limit one per merchant, regardless of the number of business locations. To qualify, merchant must show a minimum of $100,000 annually in Visa® and Mastercard® volume as supported by payment processing statements dated within the previous 6 months. Please allow 6 to 8 weeks for receipt of Visa® rewards card. The following business types are excluded from this offer: existing Elavon customers, franchise locations under corporate pricing program, association members, warehouse pricing, Square pricing, payment facilitator or aggregator pricing, healthcare patient payment pricing, government or not for profit pricing, petroleum and relationship pricing exceptions (i.e., below cost). Elavon compatible processing software/equipment is required. Noncompliant surcharge and acceptance fee programs are not eligible for this promotion. Offer may be extended, modified or discontinued at any time without notice. The Visa® rewards card value may be reportable as taxable income, please consult your tax advisor. Offer available only to merchants in the United States. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Restrictions may apply.
(2) Certain state or local laws may restrict or limit the amount of the surcharge percentage. Although we offer surcharging in most states, Merchants are responsible for determining the legality of surcharging in their states, and merchants are liable if their activities are found to be unlawful. Credit card surcharge applies to credit card only, not available on debit cards.
(3) Restrictions and additional fees may apply. Please contact Elavon for full details.
Access to more than 80,000 surcharge-free ATMs. A surcharge-free ATM is one you can use without paying an extra fee charged by the ATM owner. Truliant partners with a nationwide network of ATMs that let you withdraw cash, check balances, and more—without those added fees.
Even if the ATM isn’t Truliant-branded, it can still be surcharge-free if it’s part of our network.
Use the ATM locator to find the most convenient locations near you.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for SafeSpend Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$5.00
Waived with any of the following:
1) Monthly Total Deposits ≥ $250, or
2) 23 or younger
Official check, payable to third party
$5.00/check
Wire transfer (incoming)
$10.00 (Domestic / International)
Wire transfer (outgoing)
$25.00 (Domestic) $35.00 (International)
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
Lifestyle Protection and Savings
Cell phone protection coverage
24/7 roadside assistance
Buyer protection and extended warranties
Telehealth for your family
Save on healthcare (prescription, vision and dental discounts)
Travel and leisure discounts
Shopping perks (receive cash back or use for purchases)
Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
Free standard Truliant checks
Free official checks
Free incoming wire transfers
One-time overdraft fee waiver (per calendar year)
Early Pay — Get your paycheck up to 2 days early
Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
Free ATM withdrawals, even outside Truliant
Our Balance Backup coverage offers members emergency overdraft protection, allowing important items to clear and helping you avoid returned payment fees from payees.
Truliant will strive to pay the following types of transactions when you do not have funds available.
Checks and other transactions made using your checking account number
Automatic recurring drafts made using your debit card number
We also offer Balance Backup+ for the following types of transactions when insufficient funds exist in your account:
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Reserve Plus Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$25.00
Waived with any of the following:
1) Average Monthly Deposit Relationship ≥ $25,000, or
2) Average Monthly Truliant Financial Advisors Investment ≥ $50,000
Order checks
Standard Truliant Checks are free
Wire transfer (outgoing)
$25.00 Domestic, $35.00 International (incoming wires are free)
Overdraft Charges
Fee Type
Fee Amount
Balance Backup* and Balance Backup+** overdraft protection
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year
Deposit account overdraft protection transfer service charge
$3.00 (limit once daily)
Line of credit overdraft protection transfer service charge
$3.00 (limit once daily)
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Receive one free overdraft per calendar year by contacting us or visiting a branch. Normal fee of $28 per overdraft applies for all other overdrafts.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
Lifestyle Protection and Savings
Cell phone protection coverage
24/7 roadside assistance
Buyer protection and extended warranties
Telehealth for your family
Save on healthcare (prescription, vision and dental discounts)
Travel and leisure discounts
Shopping perks (receive cash back or use for purchases)
Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
One-time overdraft fee waiver (per calendar year)
Early Pay — Get your paycheck up to 2 days early
Low-cost standard Truliant checks — Only $10 per order
Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
Free ATM withdrawals, even outside Truliant
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Essentials Plus Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$7.50
Waived with any of the following:
1) Monthly Direct Deposit ≥ $500, or
2) Average Monthly Checking Balance ≥ $1,500, or
3) Average Monthly Deposit Relationship ≥ $5,000
Order checks
Standard Truliant Checks = $10.00
Official check, payable to third party
$5.00/check
Wire transfer (incoming)
$10.00 Domestic or International
Wire transfer (outgoing)
$25.00 Domestic, $35.00 International
Overdraft Charges
Fee Type
Fee Amount
Balance Backup* and Balance Backup+** overdraft protection
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year
Deposit account overdraft protection transfer service charge
$3.00 (limit once daily)
Line of credit overdraft protection transfer service charge
$3.00 (limit once daily)
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Acceptable forms of identification:
Driver’s license (state or U.S. territory issued)
Driver’s license learner permit (state or U.S. territory issued)
All identification must be valid, have a full-face photo, and not be expired.
Additional documents may be requested to verify identity and residency.
Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits. You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members. See more details here.
Non-Sufficient Funds occur when there isn’t enough money in your account to complete a payment. If this happens, we’ll simply reject the payment — and we won’t charge you a fee.