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Business Checking

Business Checking

  • An easy-to-use account for higher volume businesses
  • Provides convenient access to your money anytime
  • Save money and earn dividends at competitive rates 
  • Built-in overdraft protection with the option to cover ATM and debit transactions
  • Details
  • Fees and Terms
  • Streamline your business operations with a checking account that delivers the valuable features you want to keep everything running smoothly. If your business handles a larger volume of transactions, this account meets your needs. 

    Business Checking Provides Convenience and Access

    • This account features no monthly maintenance fee if you maintain a minimum daily balance of $2,500 
    • Your deposits grow by earning tiered dividends with interest posted monthly
    • Enjoy the convenience of processing up to 500 items per statement cycle without a per-item charge each month 
    • You get easy access to your funds at ATMs worldwide and by using your Visa debit card
    • Use our convenient bill payment service through online banking to save time and money
    • Easy Deposit enables you to deposit checks from anywhere using your mobile device or desktop scanner to give you more freedom

    At Truliant, we're committed to improving the lives and strengthening the financial position of our member-owners. We support this goal by offering higher dividends, lower rates and better services to our entire membership. We care about people, not profit, and we're committed to your financial well-being. All we ask is that you meet these criteria to open a Business Checking account:

    Enjoy Built-In Overdraft Protection and Balance Backup2

    Truliant has standard overdraft practices which are built in to your account.  What this means is that we will automatically strive to pay overdrafts on your account for reoccurring debit transactions, paper checks and ACH transactions using your checking account number. You may also opt-in to Balance Backup to extend this coverage to include everyday debit card and ATM transactions.2

    Let's Get Started

    When you’re striving to reach your goals, Truliant helps you achieve them as your financial partner. To open a Business Checking account and find the ideal blend of convenience, flexibility and valuable features, visit one of our Member Financial Centers in North CarolinaSouth Carolina or Virginia. Truliant is committed to providing the products and services business members need to strengthen their finances and improve their businesses.

    (1) Must meet credit bureau and ChexSystems qualifications. Speak with a Truliant representative for details. (2)Truliant pays basic and Balance Backup overdrafts at our sole discretion, which means we do not guarantee to authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

  • A $10 fee applies each month if the account's balance drops below the $2,500 threshold. 

    There is a $0.25 charge for each check over the first 500 items processed each statement cycle.