DELAYED OPENING: Due to inclement weather, on Friday, December 13, 2019, Truliant's Wytheville and Radford, Va. branches will open at 10 a.m. You can still access account information, pay bills, and more with Online Banking. To apply for a loan or check an application status, click here.
SYSTEM MAINTENANCE: Due to system maintenance, you may experience intermittent availability when accessing Digital Banking on Sunday, February 9th from 12:30am - 4:30am EST.
Business Checking

Balance Backup Business Overdraft Protection

  • Adds overdraft protection for ATM and everyday debit card transactions
  • Avoid embarrassment of declined debit transactions
  • Add 24/7 overdraft protection for your business
  • Product Details
  • Fees and Terms
  • Keep your business running smoothly with financial protection that covesr ATM and everyday debit transactions. Balance Backup is convenient, and adding this protection to your account is fast and easy. We'll advance the necessary funds to cover transactions in your business account up to a certain limit, based on your account history. Just click here to sign up online.

    Here's How Balance Backup Serves Your Business Needs

    • Covers ATM and everyday debit card transactions on Basic Business and Business Checking accounts (including fees) up to an amount based on account history and activity 
    • The next deposit into your account will be used to pay the amount of the overdraft
    • We can extend your overdraft coverage to include everyday debit and ATM transactions.

    Anyone who qualifies for Truliant's Basic Business, or Business Checking accounts or who has qualified for a Business Preferred Line of Credit is automatically eligible for our Balance Backup Business Overdraft Protection. 

    Note: Truliant pays basic and Balance Backup overdrafts at our sole discretion, which means we do not guarantee to authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

    Add Balance Backup to Your Business Account Today!

    Expand your basic overdraft coverage to include ATM and everyday debit card transactions by clicking here to sign up online. Or visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia.

    • Truliant pays all overdrafts at our sole discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. 
    • If we do not authorize and pay an overdraft, your transaction will be declined. 
    • A $29 fee applies for each individual transaction that uses our standard overdraft or our Balance Backup coverage. 
    • ATM and everyday debit transactions can be covered by clicking here to sign up online.