Alert Testing: Test April 16 2:00pm
Scheduled Maintenance Notification: Due to system maintenance, Digital Banking will be intermittently unavailable beginning Saturday, June 22,  from 10:00pm - 4:30am ET on Sunday.   
HOLIDAY CLOSING: In observance of Memorial Day, we will be closed Monday, May 27, 2019. Online banking and the Tru2Go Mobile App are available 24 hours a day to manage your account, complete transactions, apply for a loan or become a member.
Business Checking

ChecProtect Business Overdraft Protection

  • Offers overdraft protection for your business checking account
  • Avoid embrarassment and the payee fees of a bounced check
  • Add 24/7 protection for your business
  • Product Details
  • Fees and Terms
  • Keep your business running smoothly with financial protection that will cover checks written on your account. ChecProtect is convenient and the adding this protection to your account is fast and easy. We'll advance the necessary funds to pay checks written on your business account up a certain limit.

    Here's How ChecProtect Serves Your Business Needs

    • Covers Basic Business and Business Checking accounts (including fees) up to an amount based on account history and activity when sufficient funds are unavailable (paper checks, electronic drafts and debit card transactions run as credit)
    • The next deposit into your account will be used to pay the amount of the overdraft. This repayment needs to occur within 15 days of the overdraft to keep ChecProtect active
    • Choose to add or remove ChecProtect from your business account anytime

    Anyone who qualifies for Truliant's Basic Business, or Business Checking accounts or who has qualified for a Business Preferred Line of Credit is automatically eligible for our ChecProtect Business Overdraft Protection. 

    Add ChecProtect to Your Business Account Today!

    Truliant helps you achieve your goals as your financial partner. Enroll in ChecProtect Business Overdraft Protection and get the peace of mind you need. Or visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia. Truliant is committed to providing the products and services business members need to strengthen their finances and improve their businesses.

    • Truliant pays overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. 
    • If we do not authorize and pay an overdraft, your transaction will be declined. 
    • A $29 fee applies for each individual transaction that uses ChecProtect coverage. 
    • Business members are required to accept the ChecProtect disclosure either by signing the form in a Member Financial Center or accepting over a recorded line through the Member Contact Center.