DELAYED OPENING: On Thursday, January 4, 2018, Truliant’s Alamance County, Asheboro, N.C. and Richmond, Va. locations will open at 10 a.m. due to inclement weather. All other locations will have normal business hours. You can still pay bills, transfer funds, apply for loans and more using Truliant’s Tru2Go online tools.
Delayed Opening: On Friday, Jan. 19, 2018, all North Carolina Truliant locations will open at 10 a.m. due to snow conditions. Truliant's Virginia and Greenville, S.C. locations will open with regular hours. You can also pay bills or transfer funds by using our Tru2Go online tools: Apply for loans by calling our 24-hour loan line at 855.293.2957 or by visiting our loan application page.
Business Checking

Business Overdraft Protection / ChecProtect

  • Provides peace of mind by covering the checks you write
  • Avoid the fees of a bounced check
  • Added protection for your business
  • Product Details
  • Fees and Terms
  • Reviews
  • Keep your business running smoothly with financial protection that will cover checks written on your account. ChecProtect is convenient and the enrollment process is easy. We'll advance the necessary funds to pay checks written on your business account up to the designated limit. 

    Here's How ChecProtect Serves Your Business Needs

    • Covers up to $1,000 on Basic Business, Business and Money Market accounts (including fees) when sufficient funds are unavailable (paper checks, electronic drafts and debit card transactions run as credit)
    • The next deposit into your account will be used to pay the amount of the overdraft, and this repayment needs to occur within 15 days of the overdraft to keep ChecProtect active
    • Choose to add or remove ChecProtect from your business account anytime

    We’re committed to your financial well-being and we want to help you improve your financial position. The following requirements apply to ChecProtect:

    • Automatically qualified if you maintain a Business Preferred Line of Credit
    • Minimum credit scores and minimum deposit requirements are required based on the length of time a checking account has been opened

    Ready to Apply?

    When you’re striving to reach your goals, Truliant helps you achieve them as your financial partner. Sign up for our Business Overdraft Protection/ChecProtect options and get the peace of mind you need. Or feel free to visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia. Truliant is committed to providing the products and services business members need to strengthen their finances and improve their businesses.

    • Truliant pays overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. 
    • If we do not authorize and pay an overdraft, your transaction will be declined. 
    • A $29 fee applies for each individual transaction that uses ChecProtect coverage. 
    • Business members are required to accept the ChecProtect disclosure either by signing the form in a Member Financial Center or accepting over a recorded line through the Member Contact Center.
  • The most important feedback we get comes from our member-owners. We’re interested in hearing about your experience with Truliant’s products and services. Please provide a detailed review of your experience with this product. Our goal is to provide you with superior service, so you can focus on what really matters.
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