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Business Savings

Savings plans custom-tailored for your business.

Business Savings Accounts

Reach your goals with a Truliant Business Savings Account.

  • Convenient access to your money 24/7
  • Quickly transfer funds between Truliant accounts
  • Free digital banking and Tru2Go mobile app
  • Solid and dependable rates of return

A Business Savings account with Truliant creates the foundation for your relationship with us as a business member-owner.

It opens the door to our suite of business products and services while delivering valuable benefits that help you run your business more efficiently.

When you’re striving to reach your goals, Truliant helps you achieve them as your financial partner. Become a business member-owner by visiting one of our local branches. Truliant is committed to providing the products and services business members need to strengthen their finances and improve their businesses.

What business savings options does Truliant offer?

At Truliant, we believe that when it comes to savings for your business, you should have options. This is why we offer two types of savings accounts to help you create a financial cushion for your business.

Business Savings

When beginning your business journey with us, your road begins with opening your Business Savings account. This account opens this door of your Truliant business membership.

  • $5 minimum opening deposit and balance
  • No monthly service charges
  • Includes competitive dividends with interest posted monthly
  • Convenient access to manage your account through Digital Banking and Tru2Go Phone Banking
  • Unlimited withdrawls from our network of ATMs

Business Money Market Accounts

When you're looking for an emergency fund for your business, money market accounts delivers higher tiered rates than other savings options while providing access to your funds whenever you may need them.

  • $2,500 minimum daily balance requirement
  • Tiered dividends with interest posted monthly
  • Up to six electronic or telephone withdrawals per month
  • Optional check writing available for 3 checks per month
  • Convenient access to manage your account through Digital Banking and Tru2Go Phone Banking
  • Unlimited withdrawals from our network of ATMs

What documentation is needed to open a business account?

To open any Truliant business account, your first step is to open a Business Savings account with a $5 deposit. Then you're free to open other business accounts once you meet their respective account minimums and requirements.

When opening your new business account, we may ask for more information than a standard Membership Savings account. Below is a sample of some of the information and documentation you will need to bring with you when opening a business account.

Business Information to Provide

  • Name
  • Address (mailing and physical)
  • Phone number
  • Fax number
  • Email address
  • Tax Identification (ID)
  • Nature of your business

Each Business Owner and Authorized Signers Information*

All owners and authorized signers of business must be present at account opening.

  • Name
  • Address (mailing and physical)
  • Date of birth
  • Social Security Number (SSN)
  • Primary (e.g. driver license, passport, or state ID) and secondary identification

Based on the legal structure of your business, additional information will be needed to become a business member-owner.

*Unlawful Internet Gambling and Other Illegal Activities: You agree that you are not engaged in unlawful internet gamblingor any other illegal activity. You agree that you will not use any of your accounts, access devices, or services for unlawful internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful internet gambling or other illegal activities.

Sole Proprietors

All owners/authorized signers of business must be present at account opening.

Corporations

  • EIN (Employer Identification Number) may be used as the Tax ID
  • Articles of Incorporation as filed with and stamped by the Secretary of State or the appropriate state official
  • Fictitious Name Certificate or Certificate of Trade Name (if doing business under another name other than the corporate name)
  • If a professional corporation, a Certificate of Registration from the appropriate licensing board (i.e. doctor, attorney)
  • A beneficial owner(s) form 

Limited Liability Company (LLC)

  • EIN (Employer Identification Number) may be used as the Tax ID (If only one owner of LLC, may use owner’s SSN.)
  • Articles of Organization as filed with and stamped by the Secretary of State or the appropriate state official
  • Operating Agreement if more than one owner
  • Fictitious Name Certificate or Certificate of Trade Name (if doing business under another name other than the LLC’s name)
  • If a professional corporation, a Certificate of Registration from the appropriate licensing board (i.e. doctor, attorney)
  • A beneficial owner(s) form 

Partnerships

Limited Partnerships

Limited Liability Partnerships (LLP)

  • EIN (Employer Identification Number) may be used as the Tax ID
  • Statement of qualification of Limited Liability Election form or Certificate of Limited Liability Partnership or Certificate of Registration as filed with and stamped by the appropriate state official
  • A beneficial owner(s) form

Minimum balances, opening deposits, and fees

Business Savings

A Business Savings account with Truliant creates the foundation for your relationship with us as a business member-owner. It opens the door to our suite of business products and services while delivering valuable benefits that help you run your business more efficiently.

Establishing your Truliant business membership is as simple as a $5 minimum opening deposit.

With your Business Savings account, you're free to use unlimited ATM withdrawals, loan payments or over-the-counter withdrawals, however, an excess withdrawal fee of $10 will be charged for each over-the-counter withdrawal in excess of three during a month. You may also make up to six telephone, internet or electronic withdrawals per month.1

Business Money Market

As a business owner you face many challenges, but you'll worry less when you open a Truliant Business Money Market account and start building a financial cushion. This account delivers higher tiered rates than other savings options while providing access to your money anytime you need it.1

  • Requires a $2,500 minimum balance requirement2
  • Watch your money grow with tiered dividends and interest posted monthly 
  • Optional check writing feature is available permitting 3 checks per month
  • Your funds are federally insured up to $250,000 by the National Credit Union Administration 

Other Loans

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Membership Savings Accounts

Make more of your membership with a variety of savings options to hit your goal.

Learn More
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Checking Accounts

When you want flexible accounts to meet your business needs, you've found them at Truliant.

Learn More
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Business VISA Credit Card

Enjoy worldwide acceptance, a low rate, no annual fee and so much more.

Learn More

(1) Federal regulation requires that we limit certain types of transactions from savings accounts to six (6) transfers or withdrawals per month per account. No more than three of the six transfers may made by check, draft, or debit card, if applicable or similar order to a third party.
(2) Truliant Business Money Market accounts require a $2,500 minimum balance. If the daily account balance falls below the minimum, a $20 monthly maintenance fee may be charged. Also, the minimum daily balance must be maintained in order to obtain the disclosed annual percentage yield.