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2021 Calendar Photo Contest Rules

2021 Calendar Contest


Members should submit their favorite photo that applies to the theme “How has Truliant improved your quality of life,” along with a short description (less than 500 characters). Photos must be submitted by members only and must not contain people or pets. Entries must be submitted through Truliant’s partner website and qualified entries will be placed online for judging and voting. Content must abide by guidelines outlined in official rules. Eligible entries will be judged by a panel designated by Truliant, with 25 finalists being voted for online.

Entries will be judged on:
• Originality
• Creativity
• Adherence to theme, timeline and guidelines

Campaign Terms & Conditions:

2. PARTICIPATION CONSTITUTES ACCEPTANCE OF RULES AND DECISIONS, CONSENT TO USE AND RELEASE OF CLAIMS. By entering this contest, each participant warrants that he or she has read and agrees to abide by all contest rules and that he or she is not prohibited from participating in the contest. Participation in this contest constitutes participant’s full and unconditional acceptance of these Official Rules and the decisions of Truliant Federal Credit Union (“Truliant”), affiliates, employees and agents, which are final, binding and non-negotiable in all respects. Each participant agrees to release, discharge, indemnify and hold harmless Truliant and its affiliates, shareholders, employees, officers, directors, agents, representatives, advertising and promotion agencies and prize suppliers from any liability arising from or related to the contest, including without limitation, (a) unauthorized human intervention in the contest; (b) technical errors related to computers, servers, providers, or telephone or network lines; (c) copyright printing errors; (d) personal injury, death, and property damage; and (e) claims based on publicity rights, defamation, or invasion of privacy. Further, participants fully and unconditionally release all claims for consideration, copyright infringement and all other claims of any nature relating to the use of their entry, name or likeness.

3. ELIGIBILITY: The photo submission contest is open to Truliant members only. The online voting period (“Voting Period”) is open to all individuals. Employees, agents, independent dealers and affiliates of Truliant and its agents, affiliates and immediate family members of all such persons, are not eligible to participate in this contest. Truliant reserves the right, at its sole discretion, to cancel, terminate, suspend, or amend this contest at any time for any reason. Truliant further reserves the right to amend these contest rules at any time without prior notice, at its sole discretion. Truliant reserves the right to disqualify any participant for any reason, including, but not limited to, violation of these Official Rules, copyright infringement or infringement of the rights of a third party.

4. TO ENTER: Individuals who are Truliant member-owners may submit up to five entries during the duration of the entry period, August 24, 2020 through September 8, 2020.  Entry period closes at 4:59 p.m. on September 8, 2020. Truliant members must submit their photo with a 500 character or less description indicating “How Truliant Has Improved Your Quality of Life.”  Photos must not contain people or pets and must be submitted through Truliant’s official entry form, located on the Truliant website. Entries will be judged on originality, creativity and adherence to theme. Twenty-five finalists will be chosen from all entries by a panel designated by Truliant. Images must be of ample size for printing and should be be horizontally oriented ("landscape") to fit the page.

5. TO VOTE:  The 25 finalists will be featured on social media. Individuals may cast one vote per day for the duration of the online voting period, September 14-21, 2020 (“Voting Period”). The Voting Period closes at 4:59 PM on September 21, 2020. Truliant reserves the right to remove from the contest website and disqualify any entry which Truliant, in its sole discretion, determines to be offensive, illegal, in violation of any privacy or other third party rights, or for any other reason. Images may also be disqualified if Turliant has reason to believe that improper or automated voting has occurred.

6. PRIZES: There will be 12 winners chosen from the 25 finalists. The photo with the highest score (total number of votes) will be featured on the front cover of the calendar, and eleven other photos will be chosen and included within the calendar months. There will be one (1) contest grand prize winner and eleven (11) runner-ups. Contest grand prize winner will receive a $250 gift card and their contest entry will be featured on the front cover of the calendar and will also be featured on one of the months inside the calendar. The 11 runner-ups will each receive one (1) $100 gift card and have their picture featured in one of the months inside the calendar. The odds of winning the grand prize will depend on the number of entries received and then the number of votes received. The winners are responsible for taxes for the receipt of the gift cards and any and all other costs and expenses not listed above. All decisions of Truliant in this contest are final, binding and non-negotiable. No prize may be transferred or substituted.

7. IDENTIFICATION OF POTENTIAL WINNER. Truliant will notify the potential winners by telephone and/or email using the information on file for the winner on or about October 1, 2020. If unable to make contact with the winners within ten (10) days after Truliant’s first attempt to notify the winner(s), or if the winners fail to claim the prize in accordance with these Official Rules, the winners will forfeit the prize. To accept and receive the prize, the winners must sign and return to Truliant a form that will be provided by Truliant, releasing Truliant from all claims, and any other documentation deemed necessary, in Truliant’s sole discretion, no later than November 1, 2019. The winner’s name may also be posted at and in other printed and non-printed media.

8. SPONSOR: This contest is sponsored by Truliant Federal Credit Union.

9. MISCELLANEOUS. By entering this contest, participants consent to Truliant’s use of their name, likeness, image and biographical data for advertising and promotional purposes without additional compensation, except where prohibited by law. BECAUSE PERSONAL INFORMATION FROM PARTICIPANTS WILL BE COLLECTED BY ENTERING THIS CONTEST, PARTICIPANTS SHOULD REVIEW Truliant’s Privacy Policy. By entering this contest, participant authorizes Truliant to contact participant for commercial purposes via mail, telephone, or e-mail address listed on the participant’s entry form. There will be no use of participant’s name or other personal information for future commercial purposes except as in accordance with Truliant’s Privacy Policy. Truliant will not be held liable to any person for any personal injury, property damage or other loss, damage, injury or expense resulting from a winner’s acceptance or use of a prize. This Agreement is governed by the laws of the State of North Carolina, without giving effect to conflicts of law rules.