Enjoy great low rates on Truliant VISA® Credit Cards
- Earn great rewards with the VISA® Platinum card
- No annual or balance transfer fees
- Mobile wallet friendly
- Convenient, fast online application
Once you say “yes” to a Truliant VISA credit card, get ready to hear “no” a lot. Our Classic and Platinum Rewards cards feature no annual fees, no balance transfer fees and no cash advance fees. Speaking of balance transfers and cash advances, you get the same great rate for both.
Enjoy great benefits with your Truliant VISA credit card.
Both cards feature VISA Purchase Alerts, a service where credit card holders sign up to receive text messages to help protect against unauthorized purchases.2
With great rates 100% of the time, no fees, extra security against potential fraud, the convenience of paying with your phone, options for rewards and much more, our credit cards offer short-term solutions and long-term value. The application only takes a few minutes.
Once you apply, we will make a decision within two business days.
If you are approved, you will receive your new card in the mail within 5-7 business days. If you already have a Truliant credit card, if approved for an increase in limit, your new limit will be available as soon as a decision is made.
Use your credit card wherever VISA is accepted.
Credit cards can be a great way to earn rewards, like cash back, on your everyday purchases. With a Truliant credit card, you can enjoy great rewards with added perks.
What fees are associated with Truliant credit cards?
Our credit cards feature no annual fees, no balance transfer fees and no cash advance fees. Instead, get the same great rate for both balance transfers and cash advances.
What credit score do I need to apply for a Truliant credit card?
There is never a limit on what your credit score needs to be in order to apply, and applying for a credit card is quick and simple. Get started by applying for yours today!
Get a great rate and no fees all the time – no opting in or out or shopping categories to remember. In addition, our Classic VISA features our lowest rate, a credit limit up to $30,000, and it’s mobile wallet friendly – so you can pay with your phone. See our Visa Classic Card Agreement for additional information.
Platinum Rewards VISA
In addition to one of the lowest rates out there for a Rewards card, our Platinum Rewards VISA features rewards on everyday purchases that you can use for cash back, merchandise or travel. Members earn a point for every dollar spent – so points can really add up. And, like our Classic VISA, there is no annual fee, no balance transfer or cash advance fees, credit limits up to $30,000 and much more. See our Visa Platinum Rewards Card Agreement for additional information.
How to Improve Your Credit Score
While a poor credit score can certainly make life more difficult, don’t get discouraged. While increasing your score takes time, even small steps will help you get there more quickly. Simply making a plan and making payments on time, even just the minimum, all immediately help build your score back up.
Learn some great tactics to use to increase your credit score today.
Debt Consolidation Loans
Take control of your debt with a debt consolidation loan at Truliant.Learn More
Consolidate debt, make a large purchase or take a vacation with a personal loan or line of credit.Learn More