Interest Rates
All rates effective as of 5/16/2026.
Credit Card Rates
| Credit Cards | ||
|---|---|---|
| Account Type | Comments | APRa |
|
MaxBack Cash Rewards Card |
||
|
MaxBack Cash Rewards Card |
Non-variable rate. Credit limit $5,000 - $30,000. |
17.99% |
|
Radiant Cardb |
||
|
Radiant Cardb |
Variable rate. Credit limit $1,000 - $30,000. |
11.74% - 17.99% |
|
Soar Secured Card |
||
|
Soar Secured Card |
Non-variable rate. Credit limit $1,000 - $5,000. |
17.99% |
|
MaxBack Business Cardb |
||
|
MaxBack Business Cardb |
Variable rate. Credit limit $1,000 - $50,000. |
15.99% - 17.99% |
Subject to credit approval.
(a) APR=Annual Percentage Rate
(b) Any change in the APR will be effective on the first day of the monthly billing cycle to reflect any change in the Prime Rate reflected in the Index published in the Wall Street Journal as of the last day of the prior billing cycle. The APR applied to your Account will increase if the Prime Rate increases. But the APR will never be greater than 18.00%. An initial Promotional APR may apply—see terms in the application.