Subject to credit approval.
(1) Advertised Annual Percentage Rate (APR) may change without notice.
(2) Any change in the periodic rate will be effective on the first day of your next billing cycle immediately following a change in the index published in the Wall Street Journal. The interest rate applied to your Account will increase if the Prime Rate increases.

See our Transparent Visa Card Agreement , our Platinum Rewards Visa Card Agreement or our Business Visa Card Agreement .