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Interest Rates

All rates effective as of 1/29/2023.

Regular and IRA CertificatesRegular and IRA Certificates

Regular and IRA Certificates

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Certificate rates are accurate as of January 27, 2023. Please see our Account Terms and Truth in Savings disclosures for more information about dividends and your accounts. A penalty may be imposed for early withdrawal.

(1) APY = Annual Percentage Yield.

(2) Not available for IRA certificates.

(3) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).

(4) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.

(5) Special requires a minimum deposit of $1,000 from funds not currently on deposit at Truliant to qualify for the 2.80% APY. Special requires a minimum deposit of $50,000 from funds not currently on deposit at Truliant to qualify for the 3.75% APY. Funds will roll over into a 18-month regular certificate upon maturity. You may increase your dividend rate one time prior to maturity based on the rate available on our regular 24-month certificate, not to exceed 1% above the original rate. Also available for IRA. Not available for business certificates.