Interest Rates
All rates effective as of 5/20/2025.
- All Rates
- New Auto Loan Rates
- Used Auto Loan Rates
- Classic Car Loan Rates
- Personal Loan & Line of Credit Rates
- Credit Card Rates
- Home Equity Rates
- Mortgage Rates
- Land & Lot Loan Rates
- Boat and RV Loan Rates
- Motorcycle Loan Rates
- Checking Account Rates
- Savings Account Rates
- Certificate and IRA Certificate Rates
- Money Market Account Rates
- Business Checking and Savings Account Rates
- Business Money Market and Certificate Rates
Certificate and IRA Certificate Rates
Log in to online or mobile banking to see our Account Terms and Deposit Account Agreement for more information. A penalty may be imposed for early withdrawal.
(a) APY = Annual Percentage Yield.
(b) Not available for IRA certificates.
(c) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).
(d) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
(e) Penalty for early withdrawal. Requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. For 25-month special funds will roll over into a 24-month regular certificate upon maturity. For 15-month special funds will roll over into a 12-month regular certificate upon maturity. Not available for business certificates.