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Interest Rates

All rates effective as of 4/18/2024.

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Certificate and IRA Certificate Rates

Certificates and IRA Certificates

Please see our Account Terms and Deposit Account Agreement for more information. A penalty may be imposed for early withdrawal.
(1) APY = Annual Percentage Yield.
(2) Not available for IRA certificates.
(3) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).
(4) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
(5) One penalty-free withdrawal per month after initial 60 days on deposit. Requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. The 4.75% APY is applied when the balance meets or exceeds $5,000. If the balance falls below $5,000, the rate drops to 1.00% APY. Funds will roll over into a 6-month regular certificate upon maturity. Not available for business certificates.
(6) Penalty for early withdrawal. Requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. For 25-month special funds will roll over into a 24-month regular certificate upon maturity. For 17-month special funds will roll over into a 18-month regular certificate upon maturity. For 11-month special funds will roll over into a 12-month regular certificate upon maturity. Not available for business certificates.