Skip Navigation
Site Logo

Interest Rates

All rates effective as of 6/1/2023.

Certificates and IRA Certificates Certificates and IRA Certificates

Certificates and IRA Certificates

Schedule an Appointment Print

Certificate rates are accurate as of April 10, 2023. Please see our Account Terms and Truth in Savings disclosures for more information about dividends and your accounts. A penalty may be imposed for early withdrawal.
(1) APY = Annual Percentage Yield.
(2) Not available for IRA certificates.
(3) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).
(4) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
(5) Special requires a minimum deposit of $1,000 from funds not currently on deposit at Truliant to qualify for the 3.75% APY. Funds will roll over into a 18-month regular certificate upon maturity. You may increase your dividend rate one time prior to maturity based on the rate available on our 18-month certificate, not to exceed 1% above the original rate. Also available for IRA. Not available for business certificates.
(6) APY = Annual Percentage Yield. Limited-time offer. Penalty for early withdrawal. Special requires a minimum deposit of $10,000 and entire balance must come from funds not currently on deposit at Truliant. Funds will roll over into a 12-month regular certificate upon maturity. Not available for business certificates.
(7) One penalty-free withdrawal per month.
(8) APY = Annual Percentage Yield. Limited-time offer. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. The 4.50% APY is applied when the balance meets or exceeds $5,000. If the balance falls below $5,000, the rate drops to 1.00% APY. Funds will roll over into a 6-month regular certificate upon maturity. Not available for business certificates.