Interest Rates
All rates effective as of 2/4/2026.
Home Equity Rates
| Home Equity Loans & Lines | ||
|---|---|---|
| Account Type | Amount | APRa |
| Home Equity Line of Credit (Variable Rate)b | ||
| Home Equity Line of Credit (Variable Rate)b | $10,000 - $350,000 | 6.75% - 9.25% |
| Home Equity Loan - First Lien (Fixed Rate)c | ||
| Home Equity Loan - First Lien (Fixed Rate)c | $10,000 - $350,000 | 6.42% - 7.17% |
| Home Equity Loan - Second Lien (Fixed Rate)d | ||
| Home Equity Loan - Second Lien (Fixed Rate)d | $10,000 - $350,000 | 7.57% - 9.22% |
| Mortgage Buster - First Lien Home Equity Loan (Fixed Rate)e | ||
| Mortgage Buster - First Lien Home Equity Loan (Fixed Rate)e | $25,000 - $350,000 | 6.14% - 6.79% |
All loans are subject to credit approval. Home equity products available in NC, SC, TN, VA, FL, GA & OH only. Consult your tax advisor on the deductibility of interest.
(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) Home Equity Line of Credit is a variable rate loan and the APR is based on The Wall Street Journal Prime Rate and will vary based on your credit history, but will not go below the floor rate of 3.99%. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs. Maximum APR is 18.00%.
(c) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350,000. Terms from 120 to 240 months.
(d) Available on second lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350.000. Terms from 120 to 240 months.
(e) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $25,000 to $350,000. Terms from 120 to 180 months.