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Interest Rates

All rates effective as of 1/29/2023.

Truliant Home Equity Lines and LoansHome Equity Loans and Lines of Credit

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All loans are subject to credit approval. Home equity products available in NC, SC, TN, VA, FL, GA & OH only. Consult your tax advisor on the deductibility of interest.
(1) Advertised Annual Percentage Rate (APR) may change without notice.
(2) Home Equity Line of Credit is a variable rate loan and the APR is based on The Wall Street Journal Prime Rate and will vary based on your credit history, but will not go below the floor rate of 3.99%. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs. Maximum APR is 18.00%.
(3) Fixed rate may vary based on your credit history, term, and loan to home value. 6.95% APR minimum good on first lien position only. Loan range: $25,000 to $350,000. Terms to 180 months.
(4) Fixed rate may vary based on your credit history, term, and loan to home value. 8.49% minimum good on first or second lien position. Loan range: $10,000 to $350.000. Terms to 240 months. Contact us for additional details.