Interest Rates
All rates effective as of 2/4/2026.
Checking Account Rates
| Checking Accounts | |||
|---|---|---|---|
| Account Type | APYa | Dividend | Minimum Balance |
| Reserve Plus Banking ($500 minimum opening deposit required) | |||
| Reserve Plus Banking ($500 minimum opening deposit required) | 0.05% | 0.05% | $0 |
Rates are subject to change monthly. Log in to online or mobile banking to see our Deposit Account Agreement for more information about your accounts, dividends, fees and features.
(a) APY = Annual Percentage Yield.
Essentials Plus Banking, SafeSpend Banking and Add-On Banking do not provide dividends.