Interest Rates
All rates effective as of 2/4/2026.
Savings Account Rates
| Savings Accounts | |||
|---|---|---|---|
| Account Type | APYa | Dividend | Minimum Balance |
| High Yield Rewards Savingsb | |||
| High Yield Rewards Savingsb | Premium Rate = 3.200% | 3.151% | Up to $25,000 |
| Non-Premium Rate = 1.000% | 0.995% | Above $25,000 | |
| Base Rate = 0.100% | 0.100% | $0 | |
| Membership Savings | |||
| Membership Savings | 0.100% | 0.100% | $5 |
| Regular Savings | |||
| Regular Savings | 0.100% | 0.100% | $0 |
| IRA Savings | |||
| IRA Savings | 1.250% | 1.240% | $0 |
| Rainy Day Savings | |||
| Rainy Day Savings | 0.150% | 0.150% | $0 |
| Save Your Way | |||
| Save Your Way | 0.150% | 0.150% | $0 |
| Christmas Club Savings | |||
| Christmas Club Savings | 0.100% | 0.100% | $0 |
| Vacation Club Savings | |||
| Vacation Club Savings | 0.100% | 0.100% | $0 |
Savings rates are accurate as of October 1, 2025. Rates are subject to change monthly as determined by the Board of Directors of the Credit Union. Log in to online or mobile banking to see our Account Terms and Deposit Account Agreement for more information about your accounts, dividends, fees and features.
(a) APY = Annual Percentage Yield.
(b) The terms of the account, including any fees or features, may change. Fees may reduce earnings on this account. Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate: Interest rate will decrease for balances above $25,000. Base Rate: Interest rate applied if checking activity doesn't qualify. External deposits include: ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include: Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions: internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan.