Interest Rates
All rates effective as of 2/4/2026.
Land & Lot Loan Rates
| Land Loan | ||
|---|---|---|
| Account Type | Comments | APRa |
| Land or Lot Loan | ||
| Land or Lot Loan | $5,000 - $200,000.b 10-acre maximum. | 8.24% - 8.99% |
(a) Advertised Annual Percentage Rate (APR) may change without notice. Terms from 144 to 180 months. Available in FL, GA, NC, OH, SC, TN and VA only.
(b) Rates and terms are subject to change. All loans are subject to credit approval. For land-only loans, a 1% origination fee applies and cannot be financed into loan. Loan requires full title and full appraisal. Land must be undeveloped (no dwelling/house on property) - either raw land or in a recorded subdivision. Loan is subject to a 10-acre maximum. Must be for personal use (no commercial property). Property must perc (raw land only).