HOLIDAY CLOSING : All Truliant locations will be closed on Monday, January 21, 2019 for Martin Luther King, Jr. Day. All digital and phone tools are available. Our 24-hour loan line can be accessed at (800) 822-0382.
System Maintenance Notification: Due to system maintenance,  the Easy Deposit check deposit service, will be intermittently unavailable Sunday, March 10th beginning at 7:00am - 2:00pm ET.
GOVERNMENT SHUTDOWN: For members impacted by the government shutdown, we may be able to help. Please call us at 800-822-0382 or stop by a branch near you for more information.
Additional Loans

Personal Loans & Lines of Credit

  • Receive the flexibility you need to achieve your financial goals
  • Get peace of mind with great rates that save you money each month
  • Choose from different loan options custom-tailored to fit your needs
  • Product Details
  • Fees and Terms
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  • Get the financial flexibility you need to get ahead in life while saving time and money with these convenient loans and lines of credit. 

    Personal Convenience Loans

    • Quickly borrow amounts ranging from $500 to $35,000
    • Apply online 24/7, with approval usually the same day
    • Low, fixed rates starting at just 8.50% APR1
    • Helps pay down high-interest debt to help reach financial goals
    • Defer your first payment for up to 90 days2 for extra "breathing room"

    Preferred Lines of Credit

    • Variable rates from 10.25% to 15.50% APR1
    • Enjoy a low monthly payment (2% of your balance with a $50 minimum)
    • Apply online 24/7, with approval usually the same day
    • Use as overdraft protection for your Truliant checking account
    • Open a line of credit between $500 and $25,000 to obtain the flexibility you need

    Share Secured Lines of Credit

    • Low, variable rate for greater savings and flexibility
    • Borrow between $500 and $250,000 against the value of your Truliant savings account
    • Apply online 24/7, with approval usually the same day
    • Use as overdraft protection for your Truliant checking account
    • Rebuild or establish your credit using this low-rate option and find yourself on firmer financial ground

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply for a personal loan or line of credit and get the financing you need at a low rate. Feel free to visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia, or call our Contact Center at 800.822.0382 to get started today. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    Rates and terms are subject to change. Loans are subject to credit approval. (1) APR = Annual Percentage Rate. rates subject to change. Rates shown include a 0.25% discount for setting up payments through auto draft using a Truliant account. (2) Qualified borrowers may defer payments for 90 days after loan signing. Interest will accrue from the closing date of the loan until payments begin. Participating in this program results in a 90-day extension of the loan, maximum term 60-months. Cannot be combined with other offers.

  • Personal Convenience Loan

    • There are no fees with this loan to help you get debt-free faster.
    • You are allowed to maintain more than one Debt Consolidation Loan, but your total cannot exceed $35,000.

    Share Secured Loan

    • Monthly payment is 1.25% of outstanding balance or minimum of $20
    • Rate determined by the highest tiered dividend rate on savings accounts plus 3%
    • Funds equivalent to the loan limit are placed on hold in one of member’s savings accounts; funds are released when loan is paid in full and closed
  • The most important feedback we get comes from our member-owners. We’re interested in hearing about your experience with Truliant’s products and services. Please provide a detailed review of your experience with this product. Our goal is to provide you with superior service, so you can focus on what really matters.
    Average Rating:
    Truliant has always been incredibly reliable when it comes to my loan needs. They are often the first place I visit for any of my loan needs. Truliant is also extremely accommodating considering that I'm not close to any branches, they've always been able to work with me to ensure that the paperwork was delivered in a timely manner and has allowed me to use various forms of technology!
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