ATTENTION: Our online loan and account application platform is temporarily unavailable. You can still apply by phone at 800-822-0382. Thank you for your patience.
Unavailability Notice:: Due to system maintenance on Sunday, July 15, at 8:00AM - 12 Noon, Truliant's Check Deposit service, Easy Deposit, will be intermittently unavailable.
Truliant Visa - Now with Purchase Alerts

VISA Platinum Card

  • Qualified borrowers benefit from higher credit limits for enhanced flexibility
  • Rest assured knowing you are backed by Visa's® brand and Truliant's attentive service
  • Save money while maintaining access to the financing you need, when you need it 
  • All Truliant Visa credit cards are compatible with Apple Pay™
  • Monitor account activity with Visa Purchase Alerts by email and/or text
  • Product Details
  • Fees and Terms
  • Visa Purchase AlertsYou've worked hard to build up your credit score, and the Visa® Platinum card rewards your efforts with a larger line of available credit and a lower, fixed rate. You'll receive all the tremendous perks of a Visa card and plenty of features and benefits:

    • Fixed rate – 9.90% APR1
    • Credit limits available between $5,000 and $30,000
    • No annual, transaction or cash advance fees to slow you down2
    • Use this card anywhere that Visa is accepted and experience the financial security provided by Visa's value-added credit cards
    • 25-day grace period on purchases earning interest and payments against your balance allow you some financial breathing room without your interest rate changing
    • Additional coverage for collision and theft on auto rentals; Travel Accident Insurance coverage up to $250,000; and Travel and Emergency Assistance Services3
    • Stay informed and monitor account activity by email and/or text message with Visa Purchase Alerts 
    All Truliant Visa® Credit cards can now be used with Apple Pay. Visit our Apple Pay page for complete details.

    Verified by Visa®

    Verified by Visa enrollment is no longer required on Truliant Visa cards, but rest assured that your Visa card transaction is still secure.
    Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Visit us at a Member Financial Center in North CarolinaSouth Carolina and Virginia, contact us at 800.822.0382 or apply online for your Visa Platinum card to get the spending power you need to improve your life. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval. See our Visa Platinum Card Agreement for additional information.
    (2) International Exchange rates are 1% per transaction.
    (3) See Your Guide to Benefits for more information this coverage.
  • Keep your Plantinum Visa account secure and monitor card use with Visa® Purchase Alerts. Now available by email and/or text message.

    Stay informed, help reduce fraud and monitor spending with FREE email and/or text alerts from Truliant powered by Visa® .1

    Receive near real-time free alerts on your Visa® debit and credit card activity! When your card has been used, you’ll receive an email alert and/or a text message. If there is fraudulent activity, you'll know within minutes, and can take steps to quickly resolve the situation.

    It's easy to set up and use. You can specify "trigger" criteria like online transactions, purchases outside the United States and more. You can even customize the purchase amount threshold, for instance, setting it to receive alerts only for purchases above a set amount, starting at $1.00. 

    These alerts will give you all the information you need, including purchase amount, merchant name and location (if available), and the last four digits of the Visa® card used to keep you informed. Some restrictions may apply. See below  for details.

    Sign up HERE for Visa® debit and credit card alerts. 

    1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.