System Maintenance: Please be aware that our online banking and Tru2Go Phone Banking(RSVP) systems will be down for maintenance starting at 12:00am ET on Sunday, September 24th. Our estimated end time is 8:00am ET on Sunday, September 24th. We apologize for any inconvenience.
Delayed Opening :

Truliant's Mallard Creek Member Financial Center on Prosperity Church Road in Charlotte will open at 11 a.m. on Tuesday, Sept. 12, 2017. We apologize for any inconvenience.

calculators

Calculators

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  • We provide an array of financial calculators to help you make the best decisions when it comes to managing your personal and business finances.

    Debt Consolidation Calculator

    • This calculator is designed to help you determine if debt consolidation is right for you.

    Auto Loan Calculator

    • This calculator will help you determine your monthly car loan payment based on different loan amounts, terms and interest rates.

    Credit Card Pay Off Calculator

    • This calculator will help you to determine a budget and payment plan to meet your repayment goals.

    How Much Do You Owe? Calculator

    • Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

    Credit Card Debt Roll-Down Calculator

    • Use this calculator to apply two simple principles to help you pay off your credit card debt.

    Auto Refinance Interest Savings Calculator

    • This calculator will help you to determine how much you can save if you refinance your auto loan.

    Accelerated Debt Payoff Calculator

    • This calculator can show you how to accelerate your plans and payoff your debt faster.

    Amortizing Loan Calculator

    • This calculator will allow you to see the changes in your loan’s principle balance, interest paid and total amount owed for each monthly payment you make.

    Adjustable-Rate Mortgage Calculator

    • Use this balloon mortgage calculator to view the change in principal over the life of the mortgage.
  • We provide an array of financial calculators to help you make the best decisions when it comes to managing your personal and business finances.

    Break Even Analysis Calculator

    • This calculator is designed to demonstrate how many units of your product must be sold to make a profit.

    Business Debt Consolidation Calculator

    • Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

    Discounted Cash Flow Calculator

    • This calculator helps you determine the value of your future cash flows discounted in today's dollars at your Weighted Average Cost of Capital (WACC).

    Cash Flow Calculator

    • This calculator will help you to determine the cash flow generated by your business to cover your operating expenses.

    Debt Service Coverage Calculator

    • This calculator will help you determine your debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

    Financial Ratios Calculator

    • This calculator is designed to show you 10 different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention such as solvency, liquidity, operational efficiency and profitability.

    Working Capital Needs Calculator

    • Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. This calculator assists you in determining working capital needs for the next year.

    Amortizing Loan Calculator

    • This calculator will help your to determine the amount of a payment for a specific loan amount or you can determine the amount of a new loan based on the desired payment you enter.

    Loan Comparison Calculator

    • Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

    Commercial Loan Calculator

    • Use this calculator to estimate your debt service coverage with a new commercial loan.

    Balloon Loan Calculator

    • Use this balloon mortgage calculator to view the change in principal over the life of the mortgage.
  • We provide an array of financial calculators to help you make the best decisions when it comes to managing your personal and business finances.

    Retirement Planning Calculator

    • This calculator will help you to create your retirement plan and takes into account your retirement savings balance, withdrawals for each year until the end of your retirement and Social Security.

    College Savings Calculator

    • Saving for your children's education requires a long-term plan. This calculator will help you to develop or fine-tune your education savings plan.

    Savings Calculator

    • How much can I save? This calculator will help you to develop an effective savings strategy for any short- or long-term goals you are working to achieve.

    Home Budget Calculator

    • This calculator can provide you with a detailed listing of your expenditures to help you budget and identify areas for potential savings opportunities.

    Savings Goals Calculator

    • Use this calculator to help you determine your savings goals and what you can do to make sure your plan is on track.

    Roth vs. Traditional IRA Calculator

    • Which IRA is right for me? An IRA can be a very effective retirement tool and this calculator can help you to know which type is right for you. There are two basic types of Individual Retirement Accounts (IRA): the Roth IRA and the Traditional IRA. Please note that this calculator should not be used for Roth 401(k) comparisons.

    Cool Million Calculator

    • Use this calculator to determine how long it will take you to reach one million in savings and what adjustments you might be able to make to possibly achieve this goal.

    Certificate of Deposit Calculator

    • This calculator can help you to find out how much interest you can earn by entering a few pieces of information about the Certificate of Deposit.