SOUTH END LOCATION WITHOUT POWER: Our South End location is experiencing a power outage and is temporarily closed. We hope to have the problem resolved soon. We apologize for any inconvenience.
Inclement Weather Notice:

Due to inclement weather our New River and Wytheville locations will open at 10:30am this morning, December 30th, 2016. 

Members can still apply for loans by phone or online as well as deposit checks via our iOS and Android apps 24-hours a day.

fee & service charges

Fees & Service Charges

  • Details
  • All Accounts:
    Transfer/withdrawal by phone
    (excluding 24-hour account access)
    $2.00/call
    Statement copies (duplicates) $2.00/statement
    Official check, payable to third party $2.00/check
    Deposit item returned unpaid $10.00/item
    Loan payment returned unpaid $29.00/item
    Travel VisaMoney Cards $3.00 plus $3.95 activation fee
    Visa Gift Cards $3.00
    Partial share fee (see acct. terms) $0-$4.99
    Wire transfer (outgoing) $20.00 (Domestic)
    $35.00 (International)
    Wire transfer (incoming) No Charge
    Non-participation fee (see acct. terms) $10.00/month
    Levy/Gamishment Processing $40.00/order
    Account Research $10.00/hr plus
    3rd party costs
    Service Center transactions $1.00/transaction
    Savings Accounts:
    Excess withdrawals (more than 3 over the counter per month) $10.00/withdrawal
    All Accounts on Which Checks Can Be Written:
    Transfer fee (from any available funds to cover non-sufficient
    funds check or ACH draft)
    $2.00/transfer
    Certified check $2.00/check
    Stop payment fee $20.00/check
    Check copies (over 12 per year) $1.50/check
    Basic Checking (Check printing charges) Prices may vary
    Counter checks $.30/check
    Monthly Service Fees:
    Advantage Checking* $7.50
    Premier Money Market* $10.00
    Performance Plus Money Market, Performance Plus IRA Money Market, Investor's Money Market* $20.00
    Select Money Market,
    Select IRA Money Market *
    $25.00

    *waived if minimum balance maintained

    Overdraft Fees:
    Overdrafts caused by any means including check, ATM, electronic
    or in person (as permitted by applicable law)
    $29.00/item or debit
    Automated Teller Machine (ATM)/Debit Card Service:
    Annual fee No charge
    Lost or stolen card replacement $5.00/card
    Additional cards (up to 3) No charge
    Truliant owned ATMs No charge
    VISA Debit transaction No charge
    Non-Truliant owned ATMs Withdrawal, POS Withdrawal, Transfer or Inquiry $1.00
    Other Servicer/Fees:
    Club Account excess withdrawals $10.00/withdrawal