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Yep. We have a card that does that.
Cash back? Lower rates? Just starting out? We've got you covered.
Find the right card for you.
MaxBack Cash
$200 cash back bonus!
- Up to 5% cash back at Walmart, restaurants, pharmacies, on utilities, gas & more1
- Great intro offer for 12 months on purchases and qualifying balance transfers
- $200 bonus rewards after spending $1,000 in the first 90 days2
5%
max cash back
Radiant
Our lowest-rate card.
- Great intro offer for 15 months on purchases and qualifying balance transfers
- Perfect card if you carry a balance
- Rates as low as 11.74% APR4 after the intro period
11.74%
APR as low as
Soar Secured
A smart way to build credit.
- Set your credit limit with a deposit
- Build credit with every on-time payment
- No surprises, just a low rate
$1,000
starting credit limit
No annual fee. No nonsense. Just the right card for how you spend.
Save with a lower rate, max your cash back, or build credit
MaxBack intro offer
Intro 0% APR3 for 12 months on purchases and qualified balance transfers. After that, the non-variable APR will be 17.99%.
Radiant intro offer
Intro 0% APR4 for 15 months on purchases and qualified balance transfers. After that, you still get a low, variable APR between 11.74% and 17.99%.
Rates and terms are subject to change. Loans are subject to credit approval.
1) Earn 5% cash back on utilities (including services like wireless, internet, electricity, and natural gas) and recurring subscription purchases (including services like streaming services and magazines), on up to $500 in purchases per month. Purchases in this category exceeding the monthly cap will earn 1% cash back. Earn 3% cash back on purchases at grocery stores, drug stores, discount stores (e.g., Walmart), variety stores (e.g., dollar stores), restaurants (including sit-down, fast food, bars, and taverns), gas stations (including pay-at-the-pump and in-store purchases), and EV charging stations, on up to $1,500 in purchases per month. Purchases in these categories exceeding the monthly cap will earn 1% cash back. Earn 1% cash back on all other eligible purchases. Cash back rewards are earned as transactions post to the account. Rewards may be redeemed as a statement credit at the cardholder’s request. Cash back rewards expire four (4) years from the date earned. Qualifying purchases are determined based on merchant category codes (MCCs) assigned by the merchant. Certain purchases may not qualify for bonus cash back if the merchant is not categorized in an eligible category. Rewards are subject to other terms, conditions, and limitations. See full Truliant Federal Credit Union card rewards terms and conditions.
2) $200 additional cash rewards after spending $1,000 in the first 90 days. Additional terms, conditions, and limitations apply. See full intro bonus cash rewards terms and conditions.
3) APR=Annual Percentage Rate. 0% APR for purchases and qualifying balance transfers during the first 12 months ("Promotional Period"). After the Promotional Period, the promotional rate reverts to the card’s 17.99% non-variable APR. To qualify for the 0% APR during the Promotional Period, balance transfers must be posted in the first three months. Offer valid for balances transferred from non-Truliant accounts. Balance transfer fee applies. Balance transfers do not earn rewards. See account terms for additional information.
4) APR=Annual Percentage Rate. 0% APR for purchases and qualifying balance transfers during the first 15 months ("Promotional Period"). After the Promotional Period, the promotional rate reverts to a variable APR between 11.74% and 17.99%. To qualify for the 0% APR during the Promotional Period, balance transfers must be posted in the first three months. Offer valid for balances transferred from non-Truliant accounts. Balance transfer fee applies. Balance transfers do not earn rewards. See account terms for additional information.
See the card agreements for our discontinued cards.