
Skip-A-Pay
Free up some monthly cash with Skip-A-Pay. It’s easy and convenient. You can skip one payment per available loan, per calendar year.
Skip a Payment is only available for:
- Auto Loans
- Auto Refinance Loans
- Motorcycle Loans
- Boat Loans
- Recreational Vehicle Loans
- Debt Consolidation Loans
- Personal Loans
It's an easy process and we'll quickly let you know if your loan qualifies.
- Login to your online banking account
- Click on, or tap Additional Services
- Complete the Skip-A-Pay form
Use the Truliant app:
- Login to the Truliant app
- Tap More
- Tap Loan Center
- Tap on Skip-A-Pay
You may also call us at 800-822-0382 to start the Skip a Payment process.
What you should know before applying for Skip-A-Pay
Sometimes you need a little relief from making your monthly loan payments. We understand.
Our Skip-A-Pay program1 allows you to skip one payment per loan per calendar year.- You qualify if you are current on all your Truliant loans and have made at least three payments on the loan you wish to skip
- You must have paid your Truliant loans for the past 12 months without a loan extension or being late with a payment
- Skipped payments2 will be added to the end of the loan, extending the loan term
- Interest will continue to accrue during the skipped month
- Let us know from which account you want to pay the $30 processing fee
- All persons responsible for the loan must agree to Skip-A-Pay
- If you purchased Guaranteed Asset Protection (GAP) with your loan secured by an automobile, any payments skipped during the life of the loan will be deducted from the deficiency calculation on a GAP claim
If you do not currently use online banking, click here for instructions on how to create an account. You may also call us at 800-822-0382 to start the Skip-A-Pay process.
What’s the Skip-A-Pay fee?
There is a $30 processing fee.
Conveniently skip a loan payment, without any penalties applied to the loan. Take advantage of a member friendly program designed to assist our members.
The $30 skip a payment fee will be debited from the account you select during the application process.
To see all current fees and service charges, visit our fees web page.
How does Skip-A-Pay work with automatic payments?
In order for your account to not be debited for a scheduled loan payment, you must cancel the automatic payment you have setup for that account. Request the skipped payment 7 business days prior to the ACH payment date.
After the payment date has passed, you can setup automatic payments again.
(2) Skip a Pay is not a long term answer, but it can help you to navigate through a short-term personal crisis. You will be accessed the skipped month’s interest, which increases the total loan amount. Sometimes paying a little extra can help you avoid a negative score on your credit.