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Fees and Service Charges

Learn more about Truliant's fees and service charges.
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We're proud to continue offering lower service fees compared to other financial institutions. Below you'll find most of our current fees.

 
All Accounts
Fee Type Fee Amount
Deposit item returned unpaid $10.00/item
Official check, payable to third party $5.00/check1
Stop Payment Fee $25.00/item
Statement copies (duplicates) $2.00/statement
Wire transfer (incoming) $10.00 (Domestic / International)2
Wire transfer (outgoing) $25.00 (Domestic) $35.00 (International)
Overdraft Charges
Fee Type Fee Amount
Balance Backup* and Balance Backup+** overdraft protection $28.00/transaction (limit of six service charges per day)3
Deposit account overdraft protection transfer service charge $3.00 (limit once daily)
Line of credit overdraft protection transfer service charge $3.00 (limit once daily)
Automated Teller Machine (ATM)/Debit Card Service
Fee Type Fee Amount
Foreign ATM fee $2.004

*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
 
1) Official Checks are free for Reserve Plus Banking.
2) Incoming Wire Transfers are free for Reserve Plus Banking.
3) Overdraft protection not available on SafeSpend Banking. For Essentials Plus Banking, Reserve Plus Banking and Add-On Banking, you receive one free Balance Backup or Balance Backup+ overdraft per calendar year by contacting us or visiting a branch.
4) For SafeSpend Banking, the $2 fee waived for age 23 and younger. For Essentials Plus Banking, Reserve Plus Banking and Add-On Banking, the $2 fee is waived.
 

For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.

 

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