Fees and Service Charges
Learn more about Truliant's fees and service charges.

We're proud to continue offering lower service fees compared to other financial institutions. Below you'll find most of our current fees.
Fee Type | Fee Amount |
---|---|
Deposit item returned unpaid | $10.00/item |
Official check, payable to third party | $5.00/check1 |
Stop Payment Fee | $25.00/item |
Statement copies (duplicates) | $2.00/statement |
Wire transfer (incoming) | $10.00 (Domestic / International)2 |
Wire transfer (outgoing) | $25.00 (Domestic) $35.00 (International) |
Overdraft Charges | |
Fee Type | Fee Amount |
Balance Backup* and Balance Backup+** overdraft protection | $28.00/transaction (limit of six service charges per day)3 |
Deposit account overdraft protection transfer service charge | $3.00 (limit once daily) |
Line of credit overdraft protection transfer service charge | $3.00 (limit once daily) |
Automated Teller Machine (ATM)/Debit Card Service | |
Fee Type | Fee Amount |
Foreign ATM fee | $2.004 |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
2) Incoming Wire Transfers are free for Reserve Plus Banking.
3) Overdraft protection not available on SafeSpend Banking. For Essentials Plus Banking, Reserve Plus Banking and Add-On Banking, you receive one free Balance Backup or Balance Backup+ overdraft per calendar year by contacting us or visiting a branch.
4) For SafeSpend Banking, the $2 fee waived for age 23 and younger. For Essentials Plus Banking, Reserve Plus Banking and Add-On Banking, the $2 fee is waived.
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.