Skip Navigation

Updates regarding account statements and tax documents. Learn more.

Site Logo

Knowledge Base

Overdraft Protection | Balance Backup+

Do you offer overdraft protection?

We're here for support when you don't have enough money in your account to cover a transaction.

Our Balance Backup coverage offers members emergency overdraft protection, allowing important items to clear and helping you avoid returned payment fees from payees.

Truliant will strive to pay the following types of transactions when you do not have funds available.

  • Checks and other transactions made using your checking account number
  • Automatic recurring drafts made using your debit card number

You may also opt-in to Balance Backup+ and authorize the following types of transactions when insufficient funds exist in your account:

  • Debit card transactions
  • ATM transactions

Balance Backup+

If we cover your overdraft, you can avoid the inconvenience of having your card declined. Add full Balance Backup+ coverage to your account today.

We also offer the option of linking your checking account to a savings account or a line of credit to cover any overdraft costs. Please contact us to discuss these options and read the service charges involved.

To learn more about our overdraft options, please visit our overdraft protection webpage.

Do you charge non-sufficient funds (NSF) fees?

Truliant does not charge NSF fees, however, if you utilize one of our overdraft protection services, you may incur a small service charge for covering your overdrafted transaction.